CFPB Consumer Complaint Profile

Direcmanagement, Inc.

Behind the 103 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

103
Total complaints
Mid-range
19
Last 12 months
98.1%
Timely response
Below median
12
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Direcmanagement, Inc. sits at #1310, with 103 complaints logged. On-time replies land at 98.1%, the 48th percentile for the 100+ complaint peer group.

#1310
of 3,843 companies by volume
98.1%
on time (48th pctile)
Debt collection
most-complained product
12
states with complaints
A-
PlainCredit Trust Score
84/100
Direcmanagement, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.1%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 36.9%
Share of complaints closed with monetary or non-monetary relief

Direcmanagement, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.1% Around the middle higher than 48% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 8 in 2024 to 19 in 2025 (2024 → 2025).

See the full year-over-year release diff

Direcmanagement, Inc. timely response rate 98.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 41
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 23
Credit reporting or other personal consumer reports - Credit reporting 11
Debt collection - I do not know 10
Debt collection - Other debt 8
Debt collection - Medical 4
Debt collection - Auto debt 3
Debt collection - Credit card debt 2
Debt collection - Rental debt 1

Top Issues

1.Attempts to collect debt not owed 29
2.Incorrect information on your report 15
3.Written notification about debt 14
4.Problem with a credit reporting company's investigation into an existing problem 11
5.Took or threatened to take negative or legal action 9
6.False statements or representation 8
7.Problem with a company's investigation into an existing problem 5
8.Cont'd attempts collect debt not owed 3
9.Improper use of your report 3
10.Communication tactics 3

Complaints by Year

Year Complaints
2014 1
2015 1
2016 2
2017 10
2018 10
2019 3
2020 9
2021 14
2022 12
2023 13
2024 8
2025 19
2026year in progress 1

Complaints by State (Top 15)

Alabama 82
Georgia 6
Minnesota 4
Colorado 2
Florida 2
New Jersey 1
Louisiana 1
North Carolina 1
Mississippi 1
Ohio 1
Texas 1
Maryland 1

Company Responses

Closed with explanation 65
Closed with non-monetary relief 37
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Direcmanagement, Inc.

103 complaints against Direcmanagement, Inc. appear in the CFPB record, including 19 from the trailing year. The 12 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Direcmanagement, Inc. draw a 98.1% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 36.9%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Direcmanagement, Inc. have?

103 complaints have been filed against Direcmanagement, Inc. with the CFPB overall - 19 of them in the past year.

Does Direcmanagement, Inc. respond to complaints on time?

Direcmanagement, Inc. has a 98.1% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Direcmanagement, Inc.?

"Debt collection" draws more CFPB complaints against Direcmanagement, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Direcmanagement, Inc.?

The most common issue reported by consumers about Direcmanagement, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Direcmanagement, Inc.?

You can file a complaint against Direcmanagement, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Direcmanagement, Inc.?

Consumers in 12 states and territories have filed complaints about Direcmanagement, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Direcmanagement, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026