2026 data Public-data reference. official source

Diversified Consultants, Inc.

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

4,500
Debt Collection Complaints
91.1%
of All Complaints
99.5%
Timely Response
34.3%
Closed with Relief

Debt Collection Complaint Breakdown

Other debt 2,216
Other (i.e. phone, health club, etc.) 1,442
I do not know 774
Credit card debt 32
Credit card 9
Medical 8
Medical debt 8
Payday loan debt 4
Non-federal student loan 3
Auto debt 1
Federal student loan debt 1
Payday loan 1
Federal student loan 1

Top Complaint Issues

1.Attempts to collect debt not owed 1,480
2.Cont'd attempts collect debt not owed 880
3.Written notification about debt 668
4.Communication tactics 541
5.Disclosure verification of debt 360
6.False statements or representation 305
7.Incorrect information on your report 276
8.Took or threatened to take negative or legal action 138
9.Problem with a credit reporting company's investigation into an existing problem 96
10.Improper contact or sharing of info 92

Company Responses

Closed with explanation 3,238
Closed with non-monetary relief 1,691
Closed 6
Closed with monetary relief 4
Consumers who disputed the response 13.9%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 116
2014 373
2015 419
2016 568
2017 1,120
2018 1,357
2019 867
2020 119

Complaints by State (Top 15)

California 603
Texas 561
Florida 529
Georgia 372
New York 240
Illinois 204
North Carolina 156
Ohio 155
Pennsylvania 143
Michigan 131
Tennessee 126
South Carolina 125
New Jersey 124
Maryland 106
Virginia 106

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 390
Credit reporting 26
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 5
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 4
Credit card or prepaid card - General-purpose credit card or charge card 4
Consumer Loan - Installment loan 4
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Diversified Consultants, Inc.

The CFPB has logged 4,500 debt-collection complaints against Diversified Consultants, Inc., 91.1% of the 4,939 complaints filed against this entity overall. Consumers in 53 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

The company's timely response rate is 99.5%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 34.3% closed with monetary or non-monetary relief to the consumer, which is a relatively high relief ratio for the debt-collection segment. In 13.9% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Diversified Consultants, Inc. have?

Diversified Consultants, Inc. has 4,500 debt collection complaints filed with the CFPB, representing 91.1% of all complaints against this company.

Does Diversified Consultants, Inc. respond to complaints on time?

99.5% of the CFPB complaints against Diversified Consultants, Inc. get a response within the expected window. That puts it among the more responsive collectors in the CFPB dataset.

Does Diversified Consultants, Inc. provide relief to consumers?

34.3% of resolved complaints against Diversified Consultants, Inc. were closed with some form of consumer relief (monetary or non-monetary). This is a relatively high relief rate.

What type of debt does Diversified Consultants, Inc. primarily collect?

"Other debt" is the debt type Diversified Consultants, Inc. is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Diversified Consultants, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Diversified Consultants, Inc. active?

Diversified Consultants, Inc. has received consumer complaints from 53 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.