2026 data Public-data reference. official source

Fair Collections & Outsourcing, Inc.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Rental debt

CFPB collection forwarding receipt

Forwarded record DC-FAIR-COLLECTIONS-O Fair Collections & Outsourcing, Inc.

4,363 DC complaints · rank #24/656 · 98.1% timely

  • DC 4,363
  • RANK #24/656
  • TIMELY 98.1%
  • RELIEF 0.1%
  • DISPUTE 26.1%
  • STATES 54
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO ProCollect, Inc.

Photo peer: ProCollect, Inc. (4,377)

ProCollect, Inc.4,377Afni Inc.4,343Cavalry Investments, LLC4,461Fair Collections & Outsourci…4,363
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Fair Collections & Outsourcing, Inc.'s 4,363 debt-collection complaints sit next to ProCollect, Inc. (4,377) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Fair Collections →

Debt Collection Complaint Breakdown

Rental debt 1,530
I do not know 1,327
Other debt 980
Other (i.e. phone, health club, etc.) 410
Mortgage debt 49
Credit card debt 36
Mortgage 9
Medical debt 7
Telecommunications debt 5
Auto debt 3
Credit card 2
Payday loan debt 2
Medical 2
Non-federal student loan 1

Top Complaint Issues

1.Attempts to collect debt not owed 1,906
2.Written notification about debt 775
3.False statements or representation 707
4.Incorrect information on your report 635
5.Took or threatened to take negative or legal action 354
6.Cont'd attempts collect debt not owed 261
7.Improper use of your report 210
8.Problem with a company's investigation into an existing problem 156
9.Communication tactics 149
10.Disclosure verification of debt 133

Company Responses

Closed with explanation 5,498
In progress 10
Closed 9
Closed with non-monetary relief 8
Consumers who disputed the response 26.1%

Complaints by Year

Year Complaints
2013 35
2014 123
2015 133
2016 169
2017 238
2018 259
2019 156
2020 203
2021 328
2022 351
2023 496
2024 954
2025 1,666
2026 414

Complaints by State (Top 15)

Florida 680
Texas 663
California 560
Maryland 464
Georgia 429
New York 256
North Carolina 227
Pennsylvania 225
Illinois 207
Virginia 202
New Jersey 175
Michigan 153
District of Columbia 130
Massachusetts 127
Ohio 81

What the CFPB Record Shows for Fair Collections & Outsourcing, Inc.

Fair Collections & Outsourcing, Inc. sits at #24 of 656 debt collectors in this extract by debt-collection complaint volume (96th percentile), the same ordering shown on /collectors. 4,363 debt-collection complaints against Fair Collections & Outsourcing, Inc. appear in the CFPB record - 79% of the 5,525 complaints filed about this entity. The 54 states and territories represented make this a nationwide operation by complaint volume. The most common debt type behind these complaints is "Rental debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

98.1% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. 0.1% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 26.1% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Fair Collections & Outsourcing, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Fair Collections & Outsourcing, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (4,363 here).

Similar dispute rates

Nearest collectors by share of complaints marked disputed (26.1% here).

Frequently asked questions

How many CFPB debt-collection complaints does Fair Collections & Outsourcing, Inc. have?

Fair Collections & Outsourcing, Inc. has 4,363 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #24 of 656 collectors by that volume.

Does Fair Collections & Outsourcing, Inc. respond to CFPB complaints on time?

The timely-response rate for Fair Collections & Outsourcing, Inc. in this extract is 98.1%.

What issue do consumers cite most about Fair Collections & Outsourcing, Inc.?

"Attempts to collect debt not owed" is the leading issue tag on Fair Collections & Outsourcing, Inc.'s CFPB complaint record.

How should I read Fair Collections & Outsourcing, Inc.'s CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.