2026 data Public-data reference. official source

Eastpoint Recovery Group, Inc

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

131
Debt Collection Complaints
94.2%
of All Complaints
85.6%
Timely Response
7.9%
Closed with Relief

Debt Collection Complaint Breakdown

Credit card debt 44
I do not know 40
Credit card 19
Other debt 14
Payday loan debt 6
Other (i.e. phone, health club, etc.) 4
Payday loan 1
Medical debt 1
Auto debt 1
Medical 1

Top Complaint Issues

1.Communication tactics 32
2.Threatened to contact someone or share information improperly 21
3.Attempts to collect debt not owed 18
4.Improper contact or sharing of info 17
5.Took or threatened to take negative or legal action 13
6.False statements or representation 9
7.Taking/threatening an illegal action 6
8.Disclosure verification of debt 5
9.Written notification about debt 5
10.Problems when you are unable to pay 3

Company Responses

Closed with explanation 116
Closed with non-monetary relief 11
Untimely response 10
Closed 2
Consumers who disputed the response 15.9%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 5
2014 16
2015 17
2016 4
2017 11
2018 15
2019 11
2020 13
2021 18
2022 6
2023 5
2024 10
2025 5
2026 3

Complaints by State (Top 15)

California 22
Florida 12
Illinois 9
Texas 8
Georgia 7
Pennsylvania 7
New York 6
Arizona 6
Virginia 5
Alabama 5
Connecticut 4
New Jersey 4
Minnesota 4
Ohio 4
Tennessee 4

Other Complaint Types

Consumer Loan - Installment loan 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Payday loan, title loan, or personal loan - Installment loan 1
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Eastpoint Recovery Group, Inc

The CFPB has logged 131 debt-collection complaints against Eastpoint Recovery Group, Inc, 94.2% of the 139 complaints filed against this entity overall. Consumers in 37 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. Consumers most frequently describe "Credit card debt" as the debt type behind their complaint about this collector. "Communication tactics" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 85.6%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is under the 95% benchmark collectors are expected to hit, often a precursor to higher dispute rates. Of resolved cases, 7.9% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. In 15.9% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Eastpoint Recovery Group, Inc have?

Eastpoint Recovery Group, Inc has 131 debt collection complaints filed with the CFPB, representing 94.2% of all complaints against this company.

Does Eastpoint Recovery Group, Inc respond to complaints on time?

Eastpoint Recovery Group, Inc's CFPB timely-response rate is 85.6%.

Does Eastpoint Recovery Group, Inc provide relief to consumers?

Eastpoint Recovery Group, Inc closed 7.9% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Eastpoint Recovery Group, Inc primarily collect?

Based on CFPB complaint records, Eastpoint Recovery Group, Inc's primary debt type is "Credit card debt"; the complete breakdown is shown above.

What rights do I have against Eastpoint Recovery Group, Inc?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Eastpoint Recovery Group, Inc active?

CFPB data shows consumer complaints against Eastpoint Recovery Group, Inc from 37 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.