2026 data Public-data reference. official source

Diaz & Associates, Inc.

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

CFPB collection forwarding receipt

Forwarded record DC-DIAZ-ASSOCIATES-IN Diaz & Associates, Inc.

131 DC complaints · rank #526/656 · 98.6% timely

  • DC 131
  • RANK #526/656
  • TIMELY 98.6%
  • RELIEF 0%
  • DISPUTE 19%
  • STATES 34
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Bay Area Receivables, Inc

Photo peer: Bay Area Receivables, Inc (131)

Bay Area Receivables, Inc131Eastpoint Recovery Group, Inc131Receivables Outsourcing, Inc.131Diaz & Associates, Inc. (thi…131
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Diaz & Associates, Inc.'s 131 debt-collection complaints sit next to Bay Area Receivables, Inc (131) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Diaz & Associates, Inc. →

Debt Collection Complaint Breakdown

I do not know 67
Credit card debt 29
Other debt 14
Credit card 8
Auto debt 4
Payday loan debt 4
Telecommunications debt 1
Federal student loan debt 1
Private student loan debt 1
Medical debt 1
Other (i.e. phone, health club, etc.) 1

Top Complaint Issues

1.Attempts to collect debt not owed 55
2.False statements or representation 19
3.Written notification about debt 16
4.Took or threatened to take negative or legal action 15
5.Communication tactics 8
6.Incorrect information on your report 7
7.Threatened to contact someone or share information improperly 5
8.Disclosure verification of debt 4
9.Improper contact or sharing of info 4
10.Improper use of your report 4

Company Responses

Closed with explanation 147
Consumers who disputed the response 19%

Complaints by Year

Year Complaints
2013 2
2014 6
2015 5
2016 6
2017 4
2018 10
2019 15
2020 6
2021 35
2022 25
2023 7
2024 7
2025 19

Complaints by State (Top 15)

California 52
Texas 22
Florida 10
Georgia 5
Louisiana 5
Ohio 4
Tennessee 4
Arizona 4
Pennsylvania 3
Washington 3
South Carolina 3
New York 3
Colorado 2
New Jersey 2
Illinois 2

What the CFPB Record Shows for Diaz & Associates, Inc.

PlainCredit places Diaz & Associates, Inc. at #526 of 656 debt collectors by CFPB debt-collection complaint volume (20th percentile), matching the Collectors directory ranking. The CFPB has logged 131 debt-collection complaints against Diaz & Associates, Inc., 89.1% of the 147 complaints filed against this entity overall. Consumers in 34 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. Consumers most frequently describe "Credit card debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 98.6%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. The response was formally disputed in 19% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Diaz & Associates, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Diaz & Associates, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Diaz & Associates, Inc. have?

Diaz & Associates, Inc. has 131 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #526 of 656 collectors by that volume.

Does Diaz & Associates, Inc. respond to CFPB complaints on time?

Diaz & Associates, Inc.'s timely response rate on CFPB complaints is 98.6%.

What issue do consumers cite most about Diaz & Associates, Inc.?

"Attempts to collect debt not owed" is the leading issue tag on Diaz & Associates, Inc.'s CFPB complaint record.

How should I read Diaz & Associates, Inc.'s CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.