Federal Adjustment Bureau, Inc.
Open-data reference.
Debt Collector, CFPB Complaint Profile Specializes in: Rental debt
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.
FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 6 |
| 2016 | 16 |
| 2017 | 8 |
| 2018 | 13 |
| 2019 | 9 |
| 2020 | 15 |
| 2021 | 21 |
| 2022 | 12 |
| 2023 | 19 |
| 2024 | 50 |
| 2025 | 58 |
| 2026 | 15 |
Complaints by State (Top 15)
Other Complaint Types
Your Rights with Debt Collectors
The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.
- Request written verification of any debt within 30 days of first contact
- Dispute a debt if you believe it is incorrect or does not belong to you
- Demand the collector stop contacting you (in writing)
- File a complaint with the CFPB at consumerfinance.gov/complaint
What the CFPB Record Shows for Federal Adjustment Bureau, Inc.
166 debt-collection complaints against Federal Adjustment Bureau, Inc. appear in the CFPB record - 68.6% of the 242 complaints filed about this entity. The 18 states and territories represented make this a multi-state operation by complaint volume. Consumers most frequently describe "Rental debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.
Within the Bureau's 15-day response window, this company answers 89.7% of forwarded complaints. That sits below the 95% industry benchmark, which historically correlates with higher downstream dispute rates. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 16% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.
How to read these numbers, and what to do if you're disputing a charge
Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Frequently Asked Questions
How many debt collection complaints does Federal Adjustment Bureau, Inc. have?
The CFPB has logged 166 debt-collection complaints against Federal Adjustment Bureau, Inc., 68.6% of all complaints filed against this company.
Does Federal Adjustment Bureau, Inc. respond to complaints on time?
89.7% of the CFPB complaints against Federal Adjustment Bureau, Inc. get a response within the expected window.
Does Federal Adjustment Bureau, Inc. provide relief to consumers?
0% of resolved complaints against Federal Adjustment Bureau, Inc. were closed with some form of consumer relief (monetary or non-monetary).
What type of debt does Federal Adjustment Bureau, Inc. primarily collect?
"Rental debt" is the debt type Federal Adjustment Bureau, Inc. is most associated with in CFPB complaint data - see the full breakdown above.
What rights do I have against Federal Adjustment Bureau, Inc.?
Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.
In how many states is Federal Adjustment Bureau, Inc. active?
CFPB data shows consumer complaints against Federal Adjustment Bureau, Inc. from 18 states and territories.
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.