Eastpoint Recovery Group, Inc

CFPB Consumer Complaint Profile

139
Total Complaints
7
Last 12 Months
85.6%
Timely Response
37
States Affected
Eastpoint Recovery Group, Inc timely response rate 85.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Credit card debt 44
Debt collection — I do not know 40
Debt collection — Credit card 19
Debt collection — Other debt 14
Debt collection — Payday loan debt 6
Debt collection — Other (i.e. phone, health club, etc.) 4
Consumer Loan — Installment loan 3
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 3
Debt collection — Payday loan 1
Debt collection — Medical debt 1

Top Issues

1.Communication tactics 32
2.Threatened to contact someone or share information improperly 21
3.Attempts to collect debt not owed 18
4.Improper contact or sharing of info 17
5.Took or threatened to take negative or legal action 13
6.False statements or representation 9
7.Taking/threatening an illegal action 6
8.Disclosure verification of debt 5
9.Written notification about debt 5
10.Problems when you are unable to pay 3

Complaints by Year

Year Complaints
2013 5
2014 16
2015 17
2016 4
2017 11
2018 15
2019 11
2020 13
2021 18
2022 6
2023 5
2024 10
2025 5
2026 3

Complaints by State (Top 15)

California 22
Florida 12
Illinois 9
Texas 8
Georgia 7
Pennsylvania 7
New York 6
Arizona 6
Virginia 5
Alabama 5
Connecticut 4
New Jersey 4
Minnesota 4
Ohio 4
Tennessee 4

Company Responses

Closed with explanation 116
Closed with non-monetary relief 11
Untimely response 10
Closed 2

What the CFPB Complaint Record Shows for Eastpoint Recovery Group, Inc

The CFPB Consumer Complaint Database has logged 139 complaints against Eastpoint Recovery Group, Inc overall, with 7 of those filed in the trailing 12 months. Reports have come from consumers in 37 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Communication tactics" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Eastpoint Recovery Group, Inc's timely response rate stands at 85.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 15.9% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 7.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Eastpoint Recovery Group, Inc have?

Eastpoint Recovery Group, Inc has 139 total consumer complaints filed with the CFPB, with 7 filed in the last 12 months.

Does Eastpoint Recovery Group, Inc respond to complaints on time?

Eastpoint Recovery Group, Inc has a 85.6% timely response rate to CFPB complaints.

What product generates the most complaints for Eastpoint Recovery Group, Inc?

The most complained-about product for Eastpoint Recovery Group, Inc is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Eastpoint Recovery Group, Inc?

The most common issue reported by consumers about Eastpoint Recovery Group, Inc is "Communication tactics." All complaint issues are listed above with their counts.

How do I file a complaint against Eastpoint Recovery Group, Inc?

You can file a complaint against Eastpoint Recovery Group, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Eastpoint Recovery Group, Inc?

Consumers in 37 states and territories have filed complaints about Eastpoint Recovery Group, Inc with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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