2026 data Public-data reference. official source

Escallate, LLC

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Medical

112
Debt Collection Complaints
98.2%
of All Complaints
100%
Timely Response
0%
Closed with Relief

Debt Collection Complaint Breakdown

Medical 79
I do not know 18
Other (i.e. phone, health club, etc.) 8
Medical debt 7

Top Complaint Issues

1.Cont'd attempts collect debt not owed 41
2.Disclosure verification of debt 33
3.Communication tactics 18
4.False statements or representation 10
5.Improper contact or sharing of info 4
6.Attempts to collect debt not owed 4
7.Incorrect information on credit report 1
8.Credit reporting company's investigation 1
9.Taking/threatening an illegal action 1
10.Written notification about debt 1

Company Responses

Closed with explanation 72
Closed 42
Consumers who disputed the response 27.6%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 7
2014 28
2015 40
2016 29
2017 6
2018 3
2019 1

Complaints by State (Top 15)

New York 19
Ohio 16
North Carolina 13
Illinois 11
Pennsylvania 7
Nevada 7
Texas 6
South Carolina 6
California 4
Florida 4
Connecticut 3
Oklahoma 3
Michigan 3
Arizona 3
Tennessee 2

Other Complaint Types

Credit reporting 2
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Escallate, LLC

The CFPB has logged 112 debt-collection complaints against Escallate, LLC, 98.2% of the 114 complaints filed against this entity overall. Consumers in 20 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. Consumers most frequently describe "Medical" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

100% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. In 27.6% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Escallate, LLC have?

112 debt-collection complaints against Escallate, LLC appear in the CFPB record - 98.2% of the company's total complaint volume.

Does Escallate, LLC respond to complaints on time?

100% of the CFPB complaints against Escallate, LLC get a response within the expected window. That puts it among the more responsive collectors in the CFPB dataset.

Does Escallate, LLC provide relief to consumers?

0% of resolved complaints against Escallate, LLC were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Escallate, LLC primarily collect?

Escallate, LLC primarily collects "Medical" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Escallate, LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Escallate, LLC active?

Escallate, LLC has received consumer complaints from 20 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.