2026 data Public-data reference. official source

Shermeta Law Group, PLLC

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

112
Debt Collection Complaints
89.6%
of All Complaints
100%
Timely Response
8.8%
Closed with Relief

Debt Collection Complaint Breakdown

Credit card debt 35
I do not know 19
Credit card 17
Private student loan debt 12
Auto debt 10
Non-federal student loan 4
Other debt 4
Other (i.e. phone, health club, etc.) 3
Auto 3
Payday loan debt 1
Federal student loan 1
Federal student loan debt 1
Medical debt 1
Medical 1

Top Complaint Issues

1.Attempts to collect debt not owed 26
2.False statements or representation 21
3.Took or threatened to take negative or legal action 19
4.Written notification about debt 15
5.Communication tactics 9
6.Disclosure verification of debt 7
7.Taking/threatening an illegal action 6
8.Cont'd attempts collect debt not owed 4
9.Improper contact or sharing of info 3
10.Struggling to repay your loan 3

Company Responses

Closed with explanation 114
Closed with non-monetary relief 7
Closed with monetary relief 4
Consumers who disputed the response 27.8%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 3
2014 8
2015 4
2016 17
2017 9
2018 16
2019 7
2020 2
2021 9
2022 10
2023 3
2024 13
2025 20
2026 4

Complaints by State (Top 15)

Michigan 101
Ohio 20
Indiana 1
California 1
South Carolina 1
Tennessee 1

Other Complaint Types

Student loan - Private student loan 4
Student loan - Non-federal student loan 3
Consumer Loan - Vehicle loan 1
Credit reporting 1
Debt or credit management - Debt settlement 1
Student loan - Federal student loan servicing 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Shermeta Law Group, PLLC

112 debt-collection complaints against Shermeta Law Group, PLLC appear in the CFPB record - 89.6% of the 125 complaints filed about this entity. The 6 states and territories represented make this a geographically focused operation by complaint volume. "Credit card debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

100% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, pointing to an intake process working as intended. 8.8% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 27.8% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Shermeta Law Group, PLLC have?

The CFPB has logged 112 debt-collection complaints against Shermeta Law Group, PLLC, 89.6% of all complaints filed against this company.

Does Shermeta Law Group, PLLC respond to complaints on time?

Shermeta Law Group, PLLC's CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

Does Shermeta Law Group, PLLC provide relief to consumers?

Of resolved complaints against Shermeta Law Group, PLLC, 8.8% ended with consumer relief of some kind.

What type of debt does Shermeta Law Group, PLLC primarily collect?

Based on CFPB complaint records, Shermeta Law Group, PLLC's primary debt type is "Credit card debt"; the complete breakdown is shown above.

What rights do I have against Shermeta Law Group, PLLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Shermeta Law Group, PLLC active?

Shermeta Law Group, PLLC has received consumer complaints from 6 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.