2026 data Public-data reference. official source

Riverwalk Financial Corporation

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Auto debt

CFPB collection forwarding receipt

Forwarded record DC-RIVERWALK-FINANCIA Riverwalk Financial Corporation

459 DC complaints · rank #196/656 · 74% timely

  • DC 459
  • RANK #196/656
  • TIMELY 74%
  • RELIEF 0.5%
  • DISPUTE 11.9%
  • STATES 43
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Fidelity Capital Holdings,…

Photo peer: Fidelity Capital Holdings, Inc (463)

Fidelity Capital Holdings, I…463Credit Card Receivables Fund…463SIMM Associates, Inc.454Riverwalk Financial Corporat…459
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Riverwalk Financial Corporation's 459 debt-collection complaints sit next to Fidelity Capital Holdings, Inc (463) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Riverwalk Financial Corpora… →

Debt Collection Complaint Breakdown

I do not know 151
Auto debt 137
Private student loan debt 41
Other debt 40
Credit card debt 33
Federal student loan debt 14
Credit card 13
Payday loan debt 13
Auto 8
Other (i.e. phone, health club, etc.) 5
Medical debt 5
Non-federal student loan 3
Federal student loan 2

Top Complaint Issues

1.Attempts to collect debt not owed 169
2.Written notification about debt 156
3.Incorrect information on your report 84
4.False statements or representation 46
5.Took or threatened to take negative or legal action 38
6.Problem with a credit reporting company's investigation into an existing problem 34
7.Disclosure verification of debt 21
8.Cont'd attempts collect debt not owed 19
9.Dealing with your lender or servicer 10
10.Dealing with my lender or servicer 9

Company Responses

Closed with explanation 554
Untimely response 56
Closed 19
Closed with non-monetary relief 5
Closed with monetary relief 2
Consumers who disputed the response 11.9%

Complaints by Year

Year Complaints
2016 31
2017 114
2018 236
2019 130
2020 107
2021 8
2022 2
2023 3
2025 5

Complaints by State (Top 15)

Texas 122
California 52
Georgia 49
Florida 44
North Carolina 24
Illinois 23
New York 22
Maryland 22
Pennsylvania 21
South Carolina 21
Tennessee 20
Ohio 17
Virginia 17
Louisiana 17
Alabama 15

What the CFPB Record Shows for Riverwalk Financial Corporation

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Riverwalk Financial Corporation ranks #196 of 656 debt collectors by debt-collection complaint volume (70th percentile), using the same dc_complaints sort as the Collectors directory. 459 debt-collection complaints against Riverwalk Financial Corporation appear in the CFPB record - 74.5% of the 616 complaints filed about this entity. The 43 states and territories represented make this a nationwide operation by complaint volume. The most common debt type behind these complaints is "Auto debt," which is the category consumers most often describe when they file a CFPB report about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 74%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That trails the 95% benchmark badly - persistently late responses are among the strongest predictors of CFPB supervisory attention toward debt collectors. Among resolved cases, 0.5% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. The response was formally disputed in 11.9% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Riverwalk Financial Corporation → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Riverwalk Financial Corporation: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Riverwalk Financial Corporation have?

The CFPB extract lists 459 debt-collection complaints against Riverwalk Financial Corporation (#196 of 656 collectors by volume).

Does Riverwalk Financial Corporation respond to CFPB complaints on time?

The timely-response rate for Riverwalk Financial Corporation in this extract is 74%.

What issue do consumers cite most about Riverwalk Financial Corporation?

Consumers most often name "Attempts to collect debt not owed" when complaining about Riverwalk Financial Corporation.

How should I read Riverwalk Financial Corporation's CFPB complaint record?

Riverwalk Financial Corporation's profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.