2026 data Public-data reference. official source

PDQ Services, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

212
Debt Collection Complaints
77.9%
of All Complaints
57.4%
Timely Response
10.3%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 58
I do not know 53
Other debt 46
Medical 24
Other (i.e. phone, health club, etc.) 16
Rental debt 9
Auto debt 3
Mortgage debt 1
Credit card debt 1
Auto 1

Top Complaint Issues

1.Attempts to collect debt not owed 88
2.Written notification about debt 41
3.Incorrect information on your report 37
4.False statements or representation 25
5.Cont'd attempts collect debt not owed 20
6.Disclosure verification of debt 18
7.Took or threatened to take negative or legal action 13
8.Problem with a credit reporting company's investigation into an existing problem 9
9.Improper use of your report 7
10.Problem with a company's investigation into an existing problem 6

Company Responses

Closed with explanation 236
Closed with non-monetary relief 28
Closed 8
Consumers who disputed the response 38%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 2
2015 17
2016 25
2017 21
2018 10
2019 14
2020 24
2021 33
2022 34
2023 25
2024 30
2025 34
2026 3

Complaints by State (Top 15)

Georgia 233
Florida 10
Pennsylvania 4
New York 4
South Carolina 2
Illinois 2
Virginia 2
Texas 2
North Carolina 2
District of Columbia 1
Missouri 1
Louisiana 1
Washington 1
Ohio 1
New Jersey 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 36
Credit reporting or other personal consumer reports - Credit reporting 22
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Credit reporting or other personal consumer reports - Other personal consumer report 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for PDQ Services, Inc.

The CFPB has logged 212 debt-collection complaints against PDQ Services, Inc., 77.9% of the 272 complaints filed against this entity overall. Consumers in 19 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

57.4% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That trails the 95% benchmark badly - persistently late responses are among the strongest predictors of CFPB supervisory attention toward debt collectors. Of resolved cases, 10.3% closed with monetary or non-monetary relief to the consumer. The response was formally disputed in 38% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does PDQ Services, Inc. have?

212 debt-collection complaints against PDQ Services, Inc. appear in the CFPB record - 77.9% of the company's total complaint volume.

Does PDQ Services, Inc. respond to complaints on time?

PDQ Services, Inc. has a 57.4% timely response rate. That falls well short of the 95% benchmark most collectors clear.

Does PDQ Services, Inc. provide relief to consumers?

PDQ Services, Inc. closed 10.3% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does PDQ Services, Inc. primarily collect?

PDQ Services, Inc. primarily collects "Medical debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against PDQ Services, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is PDQ Services, Inc. active?

CFPB data shows consumer complaints against PDQ Services, Inc. from 19 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.