2026 data Public-data reference. official source

North American Credit Services

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

CFPB collection forwarding receipt

Forwarded record DC-NORTH-AMERICAN-CRE North American Credit Services

208 DC complaints · rank #359/656 · 98.6% timely

  • DC 208
  • RANK #359/656
  • TIMELY 98.6%
  • RELIEF 0%
  • DISPUTE 16.1%
  • STATES 25
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Green Square Company LLC.

Photo peer: Green Square Company LLC. (208)

Green Square Company LLC.208Palm Beach Credit Adjustors,…209Solidus Group LLC.209North American Credit Servic…208
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

North American Credit Services's 208 debt-collection complaints sit next to Green Square Company LLC. (208) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for North American Credit Servi… →

Debt Collection Complaint Breakdown

Medical debt 93
Medical 70
I do not know 29
Other (i.e. phone, health club, etc.) 8
Other debt 6
Credit card debt 2

Top Complaint Issues

1.Attempts to collect debt not owed 61
2.Cont'd attempts collect debt not owed 40
3.Disclosure verification of debt 29
4.Written notification about debt 24
5.Communication tactics 21
6.False statements or representation 17
7.Incorrect information on your report 7
8.Took or threatened to take negative or legal action 6
9.Improper contact or sharing of info 5
10.Threatened to contact someone or share information improperly 3

Company Responses

Closed with explanation 219
Consumers who disputed the response 16.1%

Complaints by Year

Year Complaints
2013 3
2014 13
2015 24
2016 26
2017 58
2018 3
2019 7
2020 3
2021 14
2022 4
2023 10
2024 25
2025 24
2026 5

Complaints by State (Top 15)

Florida 99
Georgia 31
Texas 19
Maryland 12
North Carolina 10
Ohio 8
Mississippi 6
Tennessee 6
Kansas 5
Illinois 4
New York 2
Alaska 2
Alabama 2
Michigan 2
Colorado 1

What the CFPB Record Shows for North American Credit Services

North American Credit Services sits at #359 of 656 debt collectors in this extract by debt-collection complaint volume (45th percentile), the same ordering shown on /collectors. 208 debt-collection complaints against North American Credit Services appear in the CFPB record - 95% of the 219 complaints filed about this entity. The 25 states and territories represented make this a multi-state operation by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

The company's timely response rate is 98.6%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. In 16.1% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for North American Credit Services → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for North American Credit Services: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does North American Credit Services have?

North American Credit Services has 208 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #359 of 656 collectors by that volume.

Does North American Credit Services respond to CFPB complaints on time?

North American Credit Services's timely response rate on CFPB complaints is 98.6%.

What issue do consumers cite most about North American Credit Services?

The most-cited issue in complaints about North American Credit Services is "Attempts to collect debt not owed."

How should I read North American Credit Services's CFPB complaint record?

North American Credit Services's profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.