Frontline Asset Strategies, LLC

CFPB Consumer Complaint Profile

575
Total Complaints
1
Last 12 Months
94.6%
Timely Response
48
States Affected
Frontline Asset Strategies, LLC timely response rate 94.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Other debt 193
Debt collection — I do not know 111
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 67
Debt collection — Credit card debt 64
Debt collection — Telecommunications debt 54
Credit reporting or other personal consumer reports — Credit reporting 32
Debt collection — Credit card 28
Debt collection — Other (i.e. phone, health club, etc.) 10
Credit card or prepaid card — General-purpose credit card or charge card 2
Debt collection — Payday loan debt 2

Top Issues

1.Attempts to collect debt not owed 217
2.Written notification about debt 76
3.Communication tactics 47
4.Incorrect information on your report 43
5.False statements or representation 43
6.Improper use of your report 35
7.Took or threatened to take negative or legal action 25
8.Cont'd attempts collect debt not owed 21
9.Problem with a credit reporting company's investigation into an existing problem 19
10.Improper contact or sharing of info 12

Complaints by Year

Year Complaints
2013 12
2014 12
2015 19
2016 12
2017 26
2018 16
2019 24
2020 17
2021 46
2022 96
2023 227
2024 65
2025 3

Complaints by State (Top 15)

Florida 63
New York 54
California 52
Georgia 44
Texas 42
Pennsylvania 40
Illinois 27
New Jersey 22
Maryland 20
Virginia 18
Michigan 16
Ohio 15
North Carolina 15
Arizona 14
Colorado 10

Company Responses

Closed with explanation 567
Closed with non-monetary relief 4
Closed 3
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Frontline Asset Strategies, LLC

The CFPB Consumer Complaint Database has logged 575 complaints against Frontline Asset Strategies, LLC overall, with 1 of those filed in the trailing 12 months. Reports have come from consumers in 48 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Frontline Asset Strategies, LLC's timely response rate stands at 94.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 15.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Frontline Asset Strategies, LLC have?

Frontline Asset Strategies, LLC has 575 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Frontline Asset Strategies, LLC respond to complaints on time?

Frontline Asset Strategies, LLC has a 94.6% timely response rate to CFPB complaints.

What product generates the most complaints for Frontline Asset Strategies, LLC?

The most complained-about product for Frontline Asset Strategies, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Frontline Asset Strategies, LLC?

The most common issue reported by consumers about Frontline Asset Strategies, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Frontline Asset Strategies, LLC?

You can file a complaint against Frontline Asset Strategies, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Frontline Asset Strategies, LLC?

Consumers in 48 states and territories have filed complaints about Frontline Asset Strategies, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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