2026 data Public-data reference. official source

Gold Key Credit, Inc.

Sourced from the CFPB Consumer Complaint Database.

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Debt Collector, CFPB Complaint Profile Specializes in: Medical

CFPB collection forwarding receipt

Forwarded record DC-GOLD-KEY-CREDIT-IN Gold Key Credit, Inc.

248 DC complaints · rank #318/656 · 97.4% timely

  • DC 248
  • RANK #318/656
  • TIMELY 97.4%
  • RELIEF 67.5%
  • DISPUTE 24.4%
  • STATES 23
  • ISSUE Cont'd attempts collect deb…
  • RESP Closed with non-monetary re…
  • PHOTO P.S.C., Inc

Volume peers

Photo peer: P.S.C., Inc (247)

P.S.C., Inc247Capstone Credit & Collection…247Suttell, Hammer & White, P.S247Gold Key Credit, Inc. (this)248
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Gold Key Credit, Inc.'s 248 debt-collection complaints sit next to P.S.C., Inc (247) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Gold Key Credit, Inc. →

Debt Collection Complaint Breakdown

Medical 110
Medical debt 79
I do not know 45
Other (i.e. phone, health club, etc.) 9
Credit card debt 3
Other debt 1
Credit card 1

Top Complaint Issues

1.Cont'd attempts collect debt not owed 66
2.Attempts to collect debt not owed 60
3.Disclosure verification of debt 45
4.Written notification about debt 39
5.Incorrect information on your report 17
6.False statements or representation 15
7.Communication tactics 13
8.Took or threatened to take negative or legal action 7
9.Problem with a credit reporting company's investigation into an existing problem 4
10.Improper contact or sharing of info 3

Company Responses

Closed with non-monetary relief 185
Closed with explanation 82
Untimely response 7
Consumers who disputed the response 24.4%

Complaints by Year

Year Complaints
2013 8
2014 26
2015 32
2016 47
2017 59
2018 78
2019 18
2020 5
2021 1

Complaints by State (Top 15)

Florida 152
New York 48
Ohio 18
Georgia 10
New Jersey 10
Michigan 5
Alabama 4
Louisiana 4
California 4
Maine 2
Illinois 2
Colorado 2
Washington 2
Utah 1
Connecticut 1

What the CFPB Record Shows for Gold Key Credit, Inc.

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Gold Key Credit, Inc. ranks #318 of 656 debt collectors by debt-collection complaint volume (52nd percentile), using the same dc_complaints sort as the Collectors directory. 248 debt-collection complaints against Gold Key Credit, Inc. appear in the CFPB record - 90.5% of the 274 complaints filed about this entity. The 23 states and territories represented make this a multi-state operation by complaint volume. "Medical" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Cont'd attempts collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

97.4% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That clears the industry benchmark, a sign the intake process is functioning on schedule. 67.5% of resolved cases against this company closed with some form of consumer relief, a relatively high ratio for the debt-collection segment. The response was formally disputed in 24.4% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Gold Key Credit, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Gold Key Credit, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (248 here).

Capstone Credit & Collection, LLC. 247 P.S.C., Inc 247 Suttell, Hammer & White, P.S 247 InDebted Corporation 250

Similar dispute rates

Nearest collectors by share of complaints marked disputed (24.4% here).

RentDebt Automated Collections, LLC 24.4% Vengroff Williams, Inc 24.4% Messerli & Kramer P.A. 24.5% National Credit Systems,Inc. 24.5%

Frequently asked questions

How many CFPB debt-collection complaints does Gold Key Credit, Inc. have?

248 debt-collection complaints name Gold Key Credit, Inc. in this CFPB extract - corpus rank #318/656.

Does Gold Key Credit, Inc. respond to CFPB complaints on time?

CFPB complaints against Gold Key Credit, Inc. show a 97.4% timely-response rate.

What issue do consumers cite most about Gold Key Credit, Inc.?

Consumers most often name "Cont'd attempts collect debt not owed" when complaining about Gold Key Credit, Inc..

How should I read Gold Key Credit, Inc.'s CFPB complaint record?

These figures summarize what consumers filed with the CFPB about Gold Key Credit, Inc.. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.

Read our methodology - how this data is sourced, computed, and verified.