2026 data Public-data reference. official source

P.S.C., Inc

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

247
Debt Collection Complaints
78.7%
of All Complaints
95.2%
Timely Response
0.3%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 122
Medical 41
I do not know 37
Other debt 24
Other (i.e. phone, health club, etc.) 13
Rental debt 6
Auto debt 2
Mortgage debt 1
Credit card debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 88
2.Written notification about debt 57
3.Incorrect information on your report 40
4.Cont'd attempts collect debt not owed 24
5.False statements or representation 22
6.Took or threatened to take negative or legal action 20
7.Disclosure verification of debt 18
8.Problem with a credit reporting company's investigation into an existing problem 13
9.Communication tactics 9
10.Improper use of your report 9

Company Responses

Closed with explanation 313
Closed with non-monetary relief 1
Consumers who disputed the response 31.7%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 11
2015 26
2016 16
2017 22
2018 18
2019 24
2020 36
2021 43
2022 24
2023 21
2024 29
2025 40
2026 4

Complaints by State (Top 15)

Washington 252
California 14
Georgia 7
Florida 6
Arizona 4
Montana 4
Illinois 4
Ohio 3
Alabama 3
Alaska 2
Oregon 2
Oklahoma 2
Texas 2
Colorado 1
New Mexico 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 46
Credit reporting or other personal consumer reports - Credit reporting 16
Student loan - Private student loan 2
Credit reporting 1
Credit reporting or other personal consumer reports - Other personal consumer report 1
Consumer Loan - Installment loan 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for P.S.C., Inc

The CFPB has logged 247 debt-collection complaints against P.S.C., Inc, 78.7% of the 314 complaints filed against this entity overall. Consumers in 20 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

95.2% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, pointing to an intake process working as intended. 0.3% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 31.7% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does P.S.C., Inc have?

The CFPB has logged 247 debt-collection complaints against P.S.C., Inc, 78.7% of all complaints filed against this company.

Does P.S.C., Inc respond to complaints on time?

95.2% of the CFPB complaints against P.S.C., Inc get a response within the expected window. That is a strong response record by CFPB standards.

Does P.S.C., Inc provide relief to consumers?

P.S.C., Inc closed 0.3% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does P.S.C., Inc primarily collect?

Based on CFPB complaint records, P.S.C., Inc's primary debt type is "Medical debt"; the complete breakdown is shown above.

What rights do I have against P.S.C., Inc?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is P.S.C., Inc active?

CFPB data shows consumer complaints against P.S.C., Inc from 20 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.