Key 2 Recovery, Inc.
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Other debt
CFPB collection forwarding receipt
Forwarded record DC-KEY-2-RECOVERY-INC Key 2 Recovery, Inc.
250 DC complaints · rank #316/656 · 98.4% timely
- DC 250
- RANK #316/656
- TIMELY 98.4%
- RELIEF 0.9%
- DISPUTE 21.6%
- STATES 40
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO InDebted Corporation
Volume peers
Photo peer: InDebted Corporation (250)
Key 2 Recovery, Inc.'s 250 debt-collection complaints sit next to InDebted Corporation (250) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Key 2 Recovery, Inc. →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 10 |
| 2015 | 13 |
| 2016 | 11 |
| 2017 | 14 |
| 2018 | 24 |
| 2019 | 15 |
| 2020 | 10 |
| 2021 | 44 |
| 2022 | 21 |
| 2023 | 34 |
| 2024 | 38 |
| 2025 | 70 |
| 2026 | 15 |
Complaints by State (Top 15)
What the CFPB Record Shows for Key 2 Recovery, Inc.
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Key 2 Recovery, Inc. ranks #316 of 656 debt collectors by debt-collection complaint volume (52nd percentile), using the same dc_complaints sort as the Collectors directory. The CFPB has logged 250 debt-collection complaints against Key 2 Recovery, Inc., 78.4% of the 319 complaints filed against this entity overall. Consumers in 40 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.
98.4% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, pointing to an intake process working as intended. Among resolved cases, 0.9% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. The response was formally disputed in 21.6% of resolved cases, indicating how frequently the initial fix fell short.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Key 2 Recovery, Inc. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Key 2 Recovery, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (250 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (21.6% here).
Frequently asked questions
How many CFPB debt-collection complaints does Key 2 Recovery, Inc. have?
Key 2 Recovery, Inc. has 250 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #316 of 656 collectors by that volume.
Does Key 2 Recovery, Inc. respond to CFPB complaints on time?
CFPB complaints against Key 2 Recovery, Inc. show a 98.4% timely-response rate.
What issue do consumers cite most about Key 2 Recovery, Inc.?
"Attempts to collect debt not owed" is the leading issue tag on Key 2 Recovery, Inc.'s CFPB complaint record.
How should I read Key 2 Recovery, Inc.'s CFPB complaint record?
Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.