National Credit Systems,Inc.
Open-data reference.
Debt Collector, CFPB Complaint Profile Specializes in: Rental debt
CFPB collection forwarding receipt
Forwarded record DC-NATIONAL-CREDIT-SY National Credit Systems,Inc.
13,673 DC complaints · rank #8/656 · 98.6% timely
- DC 13,673
- RANK #8/656
- TIMELY 98.6%
- RELIEF 0%
- DISPUTE 24.5%
- STATES 54
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Transworld Systems Inc
Volume peers
Photo peer: Transworld Systems Inc (14,973)
National Credit Systems,Inc.'s 13,673 debt-collection complaints sit next to Transworld Systems Inc (14,973) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for National Credit Systems,Inc. →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 68 |
| 2014 | 223 |
| 2015 | 279 |
| 2016 | 380 |
| 2017 | 573 |
| 2018 | 555 |
| 2019 | 551 |
| 2020 | 714 |
| 2021 | 1,156 |
| 2022 | 1,130 |
| 2023 | 1,599 |
| 2024 | 3,014 |
| 2025 | 5,760 |
| 2026 | 1,627 |
Complaints by State (Top 15)
What the CFPB Record Shows for National Credit Systems,Inc.
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, National Credit Systems,Inc. ranks #8 of 656 debt collectors by debt-collection complaint volume (99th percentile), using the same dc_complaints sort as the Collectors directory. 13,673 debt-collection complaints against National Credit Systems,Inc. appear in the CFPB record - 77.6% of the 17,629 complaints filed about this entity. The 54 states and territories represented make this a nationwide operation by complaint volume. "Rental debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.
The company's timely response rate is 98.6%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 24.5% of resolved cases, indicating how frequently the initial fix fell short.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for National Credit Systems,Inc. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for National Credit Systems,Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (13,673 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (24.5% here).
Frequently asked questions
How many CFPB debt-collection complaints does National Credit Systems,Inc. have?
13,673 debt-collection complaints name National Credit Systems,Inc. in this CFPB extract - corpus rank #8/656.
Does National Credit Systems,Inc. respond to CFPB complaints on time?
National Credit Systems,Inc.'s timely response rate on CFPB complaints is 98.6%.
What issue do consumers cite most about National Credit Systems,Inc.?
Consumers most often name "Attempts to collect debt not owed" when complaining about National Credit Systems,Inc..
How should I read National Credit Systems,Inc.'s CFPB complaint record?
Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.