Jon Barry and Associates, Inc.

CFPB Consumer Complaint Profile

844
Total Complaints
83
Last 12 Months
99.4%
Timely Response
37
States Affected
Jon Barry and Associates, Inc. timely response rate 99.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 447
Debt collection — I do not know 129
Debt collection — Medical 109
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 85
Credit reporting or other personal consumer reports — Credit reporting 36
Debt collection — Other debt 18
Debt collection — Other (i.e. phone, health club, etc.) 6
Debt or credit management — Debt settlement 3
Debt collection — Credit card debt 3
Credit reporting, credit repair services, or other personal consumer reports — Credit repair services 2

Top Issues

1.Attempts to collect debt not owed 240
2.Written notification about debt 173
3.Cont'd attempts collect debt not owed 80
4.Communication tactics 73
5.Incorrect information on your report 60
6.False statements or representation 56
7.Took or threatened to take negative or legal action 52
8.Improper use of your report 27
9.Problem with a credit reporting company's investigation into an existing problem 24
10.Disclosure verification of debt 23

Complaints by Year

Year Complaints
2013 5
2014 23
2015 29
2016 50
2017 58
2018 82
2019 59
2020 60
2021 77
2022 110
2023 106
2024 81
2025 88
2026 16

Complaints by State (Top 15)

North Carolina 333
South Carolina 97
Florida 62
Mississippi 59
Georgia 47
Ohio 46
Texas 44
Tennessee 28
Virginia 27
Oklahoma 20
Pennsylvania 9
Wisconsin 6
Maine 6
California 5
Missouri 5

Company Responses

Closed with explanation 644
Closed with non-monetary relief 200

What the CFPB Complaint Record Shows for Jon Barry and Associates, Inc.

The CFPB Consumer Complaint Database has logged 844 complaints against Jon Barry and Associates, Inc. overall, with 83 of those filed in the trailing 12 months. Reports have come from consumers in 37 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Jon Barry and Associates, Inc.'s timely response rate stands at 99.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 8.5% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 23.7% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Jon Barry and Associates, Inc. have?

Jon Barry and Associates, Inc. has 844 total consumer complaints filed with the CFPB, with 83 filed in the last 12 months.

Does Jon Barry and Associates, Inc. respond to complaints on time?

Jon Barry and Associates, Inc. has a 99.4% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Jon Barry and Associates, Inc.?

The most complained-about product for Jon Barry and Associates, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Jon Barry and Associates, Inc.?

The most common issue reported by consumers about Jon Barry and Associates, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Jon Barry and Associates, Inc.?

You can file a complaint against Jon Barry and Associates, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Jon Barry and Associates, Inc.?

Consumers in 37 states and territories have filed complaints about Jon Barry and Associates, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related