2026 data Public-data reference. official source

Synergetic Communication Inc

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

722
Debt Collection Complaints
86.5%
of All Complaints
98.6%
Timely Response
0%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 266
Medical debt 134
Rental debt 74
Auto debt 72
Other debt 72
Credit card debt 61
Auto 14
Other (i.e. phone, health club, etc.) 11
Telecommunications debt 8
Payday loan debt 3
Private student loan debt 3
Mortgage debt 1
Federal student loan debt 1
Credit card 1
Mortgage 1

Top Complaint Issues

1.Attempts to collect debt not owed 309
2.Written notification about debt 114
3.False statements or representation 99
4.Took or threatened to take negative or legal action 85
5.Communication tactics 66
6.Incorrect information on your report 55
7.Improper use of your report 28
8.Electronic communications 14
9.Cont'd attempts collect debt not owed 14
10.Threatened to contact someone or share information improperly 12

Company Responses

Closed with explanation 828
In progress 7
Consumers who disputed the response 20.5%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 9
2015 14
2016 13
2017 10
2018 24
2019 25
2020 50
2021 84
2022 48
2023 28
2024 141
2025 295
2026 94

Complaints by State (Top 15)

Texas 111
California 98
Georgia 88
Florida 48
North Carolina 39
Pennsylvania 33
New York 31
Virginia 28
New Jersey 27
Ohio 23
Arizona 22
Maryland 22
Alabama 19
Louisiana 19
Tennessee 18

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 83
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 15
Consumer Loan - Vehicle loan 3
Vehicle loan or lease - Loan 3
Credit reporting or other personal consumer reports - Other personal consumer report 2
Consumer Loan - Vehicle lease 2
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Synergetic Communication Inc

Synergetic Communication Inc has 722 debt-collection complaints on file with the CFPB, which represents 86.5% of the 835 total complaints the Bureau has received about this entity. Reports have originated from consumers in 50 states and territories, making this a nationwide collection operation as measured by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

98.6% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, pointing to an intake process working as intended. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. In 20.5% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Synergetic Communication Inc have?

722 debt-collection complaints against Synergetic Communication Inc appear in the CFPB record - 86.5% of the company's total complaint volume.

Does Synergetic Communication Inc respond to complaints on time?

Synergetic Communication Inc has a 98.6% timely response rate. That is a strong response record by CFPB standards.

Does Synergetic Communication Inc provide relief to consumers?

Synergetic Communication Inc closed 0% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Synergetic Communication Inc primarily collect?

"Medical debt" is the debt type Synergetic Communication Inc is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Synergetic Communication Inc?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Synergetic Communication Inc active?

CFPB data shows consumer complaints against Synergetic Communication Inc from 50 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.