2026 data Public-data reference. official source

JTM Capital Management, LLC

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

CFPB collection forwarding receipt

Forwarded record DC-JTM-CAPITAL-MANAGE JTM Capital Management, LLC

123 DC complaints · rank #544/656 · 71.3% timely

  • DC 123
  • RANK #544/656
  • TIMELY 71.3%
  • RELIEF 0.7%
  • DISPUTE 22.2%
  • STATES 37
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Servatus Corporation

Photo peer: Servatus Corporation (123)

Servatus Corporation123Armada Corp.123Lien Enforcement Inc124JTM Capital Management, LLC …123
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

JTM Capital Management, LLC's 123 debt-collection complaints sit next to Servatus Corporation (123) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for JTM Capital Management, LLC →

Debt Collection Complaint Breakdown

Credit card debt 66
Payday loan debt 25
Other debt 12
I do not know 12
Credit card 5
Payday loan 3

Top Complaint Issues

1.Attempts to collect debt not owed 38
2.Took or threatened to take negative or legal action 26
3.Written notification about debt 23
4.Communication tactics 16
5.Incorrect information on your report 11
6.False statements or representation 10
7.Problem with a credit reporting company's investigation into an existing problem 4
8.Threatened to contact someone or share information improperly 4
9.Disclosure verification of debt 3
10.Improper use of your report 2

Company Responses

Closed with explanation 138
Untimely response 4
Closed with non-monetary relief 1
Consumers who disputed the response 22.2%

Complaints by Year

Year Complaints
2016 4
2017 15
2018 31
2019 18
2020 13
2021 15
2022 21
2023 15
2024 10
2025 1

Complaints by State (Top 15)

California 14
Texas 13
Georgia 8
Illinois 7
Florida 7
Michigan 7
Alabama 6
Pennsylvania 6
Virginia 6
Arizona 5
North Carolina 5
Delaware 4
South Carolina 4
Wisconsin 4
Tennessee 3

What the CFPB Record Shows for JTM Capital Management, LLC

PlainCredit places JTM Capital Management, LLC at #544 of 656 debt collectors by CFPB debt-collection complaint volume (17th percentile), matching the Collectors directory ranking. The CFPB has logged 123 debt-collection complaints against JTM Capital Management, LLC, 86% of the 143 complaints filed against this entity overall. Consumers in 37 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. "Credit card debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 71.3% of forwarded complaints. That trails the 95% benchmark badly - persistently late responses are among the strongest predictors of CFPB supervisory attention toward debt collectors. Among resolved cases, 0.7% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. In 22.2% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for JTM Capital Management, LLC → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for JTM Capital Management, LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (123 here).

Frequently asked questions

How many CFPB debt-collection complaints does JTM Capital Management, LLC have?

123 debt-collection complaints name JTM Capital Management, LLC in this CFPB extract - corpus rank #544/656.

Does JTM Capital Management, LLC respond to CFPB complaints on time?

CFPB complaints against JTM Capital Management, LLC show a 71.3% timely-response rate.

What issue do consumers cite most about JTM Capital Management, LLC?

"Attempts to collect debt not owed" is the leading issue tag on JTM Capital Management, LLC's CFPB complaint record.

How should I read JTM Capital Management, LLC's CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.