2026 data Public-data reference. official source

R.M. Galicia, Inc.

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

CFPB collection forwarding receipt

Forwarded record DC-R-M-GALICIA-INC R.M. Galicia, Inc.

845 DC complaints · rank #119/656 · 98.3% timely

  • DC 845
  • RANK #119/656
  • TIMELY 98.3%
  • RELIEF 35.9%
  • DISPUTE 17.4%
  • STATES 35
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Bounce AI, Inc.

Photo peer: Bounce AI, Inc. (847)

Bounce AI, Inc.847Kimball, Tirey & St. John LLP851GLA Collection Company, Inc.835R.M. Galicia, Inc. (this)845
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

R.M. Galicia, Inc.'s 845 debt-collection complaints sit next to Bounce AI, Inc. (847) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for R.M. Galicia, Inc. →

Debt Collection Complaint Breakdown

Medical debt 473
Medical 158
I do not know 144
Other debt 37
Other (i.e. phone, health club, etc.) 20
Credit card debt 8
Credit card 2
Mortgage 1
Payday loan 1
Federal student loan 1

Top Complaint Issues

1.Attempts to collect debt not owed 284
2.Written notification about debt 188
3.Cont'd attempts collect debt not owed 109
4.False statements or representation 92
5.Incorrect information on your report 69
6.Disclosure verification of debt 60
7.Took or threatened to take negative or legal action 48
8.Communication tactics 36
9.Problem with a credit reporting company's investigation into an existing problem 21
10.Improper use of your report 20

Company Responses

Closed with explanation 623
Closed with non-monetary relief 350
In progress 2
Closed 1
Closed with monetary relief 1
Consumers who disputed the response 17.4%

Complaints by Year

Year Complaints
2013 17
2014 51
2015 57
2016 68
2017 79
2018 83
2019 70
2020 90
2021 122
2022 109
2023 89
2024 102
2025 37
2026 3

Complaints by State (Top 15)

California 691
Arizona 96
Texas 25
Nevada 25
North Carolina 15
Florida 12
South Carolina 11
Oklahoma 11
Virginia 11
Georgia 10
New York 7
Hawaii 6
Oregon 5
Illinois 5
Washington 4

What the CFPB Record Shows for R.M. Galicia, Inc.

R.M. Galicia, Inc. sits at #119 of 656 debt collectors in this extract by debt-collection complaint volume (82nd percentile), the same ordering shown on /collectors. R.M. Galicia, Inc. has 845 debt-collection complaints on file with the CFPB, which represents 86.5% of the 977 total complaints the Bureau has received about this entity. Reports have originated from consumers in 35 states and territories, making this a multi-state collection operation as measured by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 98.3%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. Among resolved cases, 35.9% ended with monetary or non-monetary relief to the consumer - a relatively high rate for this segment. Consumers formally disputed the company's response in 17.4% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for R.M. Galicia, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for R.M. Galicia, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (845 here).

Similar dispute rates

Nearest collectors by share of complaints marked disputed (17.4% here).

Frequently asked questions

How many CFPB debt-collection complaints does R.M. Galicia, Inc. have?

R.M. Galicia, Inc. has 845 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #119 of 656 collectors by that volume.

Does R.M. Galicia, Inc. respond to CFPB complaints on time?

R.M. Galicia, Inc.'s timely response rate on CFPB complaints is 98.3%.

What issue do consumers cite most about R.M. Galicia, Inc.?

"Attempts to collect debt not owed" is the leading issue tag on R.M. Galicia, Inc.'s CFPB complaint record.

How should I read R.M. Galicia, Inc.'s CFPB complaint record?

R.M. Galicia, Inc.'s profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.