CFPB Consumer Complaint Profile

Kimball, Tirey & St. John LLP

1,053 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

1,053
Total complaints
Among the highest
378
Last 12 months
96.8%
Timely response
Below median
40
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Kimball, Tirey & St. John LLP has accumulated 1,053 complaints, placing it #313 by volume. On-time replies land at 96.8%, the 38th percentile for the 100+ complaint peer group.

#313
of 3,843 companies by volume
96.8%
on time (38th pctile)
Debt collection
most-complained product
40
states with complaints
D
PlainCredit Trust Score
47/100
Kimball, Tirey & St. John LLP · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 96.8%
Share of complaints answered within the CFPB response window
Dispute Rate D 19.8%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.5%
Share of complaints closed with monetary or non-monetary relief

Kimball, Tirey & St. John LLP vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.8% Around the middle higher than 38% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 143 in 2024 to 379 in 2025 (2024 → 2025).

See the full year-over-year release diff

Kimball, Tirey & St. John LLP timely response rate 96.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Rental debt 344
Debt collection - I do not know 204
Debt collection - Other debt 202
Credit reporting or other personal consumer reports - Credit reporting 107
Debt collection - Other (i.e. phone, health club, etc.) 79
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 70
Credit reporting or other personal consumer reports - Other personal consumer report 11
Debt collection - Mortgage debt 11
Debt collection - Credit card debt 5
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 4

Top Issues

1.Attempts to collect debt not owed 347
2.False statements or representation 165
3.Written notification about debt 132
4.Took or threatened to take negative or legal action 109
5.Incorrect information on your report 97
6.Improper use of your report 41
7.Cont'd attempts collect debt not owed 39
8.Problem with a company's investigation into an existing problem 27
9.Disclosure verification of debt 22
10.Problem with a credit reporting company's investigation into an existing problem 21

Complaints by Year

Year Complaints
2013 4
2014 19
2015 19
2016 37
2017 47
2018 47
2019 46
2020 40
2021 69
2022 55
2023 72
2024 143
2025 379
2026year in progress 76

Complaints by State (Top 15)

California 793
Texas 39
Nevada 21
Arizona 21
Florida 19
Georgia 19
New York 14
Virginia 11
Illinois 10
North Carolina 9
South Carolina 8
Tennessee 7
Ohio 7
Washington 7
Michigan 6

Company Responses

Closed with explanation 1,038
Closed 8
Closed with non-monetary relief 5
In progress 2

What the CFPB Complaint Record Shows for Kimball, Tirey & St. John LLP

1,053 complaints against Kimball, Tirey & St. John LLP appear in the CFPB record, including 378 from the trailing year. The 40 states and territories represented put this footprint in nationwide territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Kimball, Tirey & St. John LLP draw a 96.8% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response at a 19.8% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 0.5%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Kimball, Tirey & St. John LLP have?

1,053 complaints have been filed against Kimball, Tirey & St. John LLP with the CFPB overall - 378 of them in the past year.

Does Kimball, Tirey & St. John LLP respond to complaints on time?

Kimball, Tirey & St. John LLP's CFPB timely-response rate is 96.8%. That is a strong response record by CFPB standards.

What product generates the most complaints for Kimball, Tirey & St. John LLP?

Among all products tied to Kimball, Tirey & St. John LLP, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Kimball, Tirey & St. John LLP?

The most common issue reported by consumers about Kimball, Tirey & St. John LLP is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Kimball, Tirey & St. John LLP?

You can file a complaint against Kimball, Tirey & St. John LLP directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Kimball, Tirey & St. John LLP?

Kimball, Tirey & St. John LLP has drawn CFPB complaints from 40 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Kimball, Tirey & St. John LLP: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026