2026 data Public-data reference. official source

Progressive Financial Services, Inc.

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Other (i.e. phone, health club, etc.)

196
Debt Collection Complaints
89.1%
of All Complaints
97.3%
Timely Response
0%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 73
Other (i.e. phone, health club, etc.) 59
Federal student loan 30
Non-federal student loan 17
Credit card 7
Other debt 6
Medical 2
Medical debt 1
Federal student loan debt 1

Top Complaint Issues

1.Cont'd attempts collect debt not owed 74
2.Communication tactics 54
3.Disclosure verification of debt 25
4.Improper contact or sharing of info 16
5.False statements or representation 12
6.Attempts to collect debt not owed 9
7.Dealing with my lender or servicer 8
8.Can't repay my loan 5
9.Taking/threatening an illegal action 5
10.Managing the loan or lease 2

Company Responses

Closed with explanation 220
Consumers who disputed the response 14.9%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 14
2014 68
2015 54
2016 50
2017 25
2018 9

Complaints by State (Top 15)

California 39
Arizona 21
Florida 16
Texas 14
New York 13
Georgia 10
Pennsylvania 9
Illinois 8
Virginia 8
Ohio 6
Washington 6
New Jersey 5
Louisiana 5
Maryland 5
Michigan 4

Other Complaint Types

Student loan - Non-federal student loan 10
Student loan - Federal student loan servicing 7
Consumer Loan - Installment loan 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Other financial service - Refund anticipation check 1
Credit card 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Progressive Financial Services, Inc.

196 debt-collection complaints against Progressive Financial Services, Inc. appear in the CFPB record - 89.1% of the 220 complaints filed about this entity. The 42 states and territories represented make this a nationwide operation by complaint volume. Consumers most frequently describe "Other (i.e. phone, health club, etc.)" as the debt type behind their complaint about this collector. The specific issue named most is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

97.3% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 14.9% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Progressive Financial Services, Inc. have?

The CFPB has logged 196 debt-collection complaints against Progressive Financial Services, Inc., 89.1% of all complaints filed against this company.

Does Progressive Financial Services, Inc. respond to complaints on time?

97.3% of the CFPB complaints against Progressive Financial Services, Inc. get a response within the expected window. That is a strong response record by CFPB standards.

Does Progressive Financial Services, Inc. provide relief to consumers?

Of resolved complaints against Progressive Financial Services, Inc., 0% ended with consumer relief of some kind.

What type of debt does Progressive Financial Services, Inc. primarily collect?

Progressive Financial Services, Inc. primarily collects "Other (i.e. phone, health club, etc.)" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Progressive Financial Services, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Progressive Financial Services, Inc. active?

Consumers in 42 states and territories have filed CFPB complaints against Progressive Financial Services, Inc..

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.