CFPB Consumer Complaint Profile

Love, Beal & Nixon, P.C.

Consumers have filed 192 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

192
Total complaints
Above average
39
Last 12 months
95.8%
Timely response
Below median
9
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Love, Beal & Nixon, P.C. sits at #961, with 192 complaints logged. It posts a 95.8% on-time response rate, the 33rd percentile among companies with 100+ complaints.

#961
of 3,843 companies by volume
95.8%
on time (33rd pctile)
Debt collection
most-complained product
9
states with complaints
D
PlainCredit Trust Score
46/100
Love, Beal & Nixon, P.C. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C 95.8%
Share of complaints answered within the CFPB response window
Dispute Rate F 21.1%
Share of responses the consumer disputed (lower is better)
Relief Rate D 1.0%
Share of complaints closed with monetary or non-monetary relief

Love, Beal & Nixon, P.C. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95.8% Around the middle higher than 33% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 18 in 2024 to 39 in 2025 (2024 → 2025).

See the full year-over-year release diff

Love, Beal & Nixon, P.C. timely response rate 95.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Credit card debt 74
Debt collection - I do not know 30
Debt collection - Credit card 30
Debt collection - Auto debt 17
Debt collection - Other debt 9
Debt collection - Other (i.e. phone, health club, etc.) 7
Debt collection - Auto 4
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 4
Debt collection - Private student loan debt 4
Debt collection - Mortgage 2

Top Issues

1.Took or threatened to take negative or legal action 43
2.Attempts to collect debt not owed 42
3.Written notification about debt 24
4.False statements or representation 17
5.Cont'd attempts collect debt not owed 17
6.Taking/threatening an illegal action 15
7.Disclosure verification of debt 13
8.Communication tactics 7
9.Improper use of your report 5
10.Improper contact or sharing of info 2

Complaints by Year

Year Complaints
2014 17
2015 16
2016 18
2017 11
2018 5
2019 9
2020 11
2021 12
2022 10
2023 20
2024 18
2025 39
2026year in progress 6

Complaints by State (Top 15)

Oklahoma 155
Arkansas 24
Florida 5
Texas 2
Colorado 2
Utah 1
California 1
New York 1
North Carolina 1

Company Responses

Closed with explanation 190
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Love, Beal & Nixon, P.C.

192 complaints against Love, Beal & Nixon, P.C. appear in the CFPB record, including 39 from the trailing year. The 9 states and territories represented put this footprint in geographically concentrated territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Took or threatened to take negative or legal action" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Love, Beal & Nixon, P.C.'s timely response rate stands at 95.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response at a 21.1% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 1%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Love, Beal & Nixon, P.C. have?

The CFPB has logged 192 complaints against Love, Beal & Nixon, P.C. to date, of which 39 came in over the last 12 months.

Does Love, Beal & Nixon, P.C. respond to complaints on time?

Love, Beal & Nixon, P.C.'s CFPB timely-response rate is 95.8%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Love, Beal & Nixon, P.C.?

"Debt collection" draws more CFPB complaints against Love, Beal & Nixon, P.C. than any other product - see the full breakdown above.

What is the most common complaint issue with Love, Beal & Nixon, P.C.?

Consumers most often cite "Took or threatened to take negative or legal action" when complaining about Love, Beal & Nixon, P.C.; the full issue list with counts is above.

How do I file a complaint against Love, Beal & Nixon, P.C.?

You can file a complaint against Love, Beal & Nixon, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Love, Beal & Nixon, P.C.?

The CFPB has recorded complaints against Love, Beal & Nixon, P.C. from 9 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Love, Beal & Nixon, P.C.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (21.1% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026