Midwest Recovery Systems
Open-data reference.
Debt Collector, CFPB Complaint Profile Specializes in: Payday loan debt
CFPB collection forwarding receipt
Forwarded record DC-MIDWEST-RECOVERY-S Midwest Recovery Systems
1,541 DC complaints · rank #77/656 · 84.2% timely
- DC 1,541
- RANK #77/656
- TIMELY 84.2%
- RELIEF 0.1%
- DISPUTE 14.9%
- STATES 52
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Expert Global Solutions, In…
Volume peers
Photo peer: Expert Global Solutions, Inc. (1,548)
Midwest Recovery Systems's 1,541 debt-collection complaints sit next to Expert Global Solutions, Inc. (1,548) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Midwest Recovery Systems →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 1 |
| 2015 | 13 |
| 2016 | 271 |
| 2017 | 424 |
| 2018 | 457 |
| 2019 | 364 |
| 2020 | 392 |
| 2021 | 10 |
| 2022 | 1 |
Complaints by State (Top 15)
What the CFPB Record Shows for Midwest Recovery Systems
Midwest Recovery Systems sits at #77 of 656 debt collectors in this extract by debt-collection complaint volume (88th percentile), the same ordering shown on /collectors. The CFPB has logged 1,541 debt-collection complaints against Midwest Recovery Systems, 79.7% of the 1,933 complaints filed against this entity overall. Consumers in 52 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. The most common debt type behind these complaints is "Payday loan debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.
84.2% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That sits below the 95% industry benchmark, which historically correlates with higher downstream dispute rates. Of resolved cases, 0.1% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. In 14.9% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Midwest Recovery Systems → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Midwest Recovery Systems: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (1,541 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (14.9% here).
Frequently asked questions
How many CFPB debt-collection complaints does Midwest Recovery Systems have?
The CFPB extract lists 1,541 debt-collection complaints against Midwest Recovery Systems (#77 of 656 collectors by volume).
Does Midwest Recovery Systems respond to CFPB complaints on time?
The timely-response rate for Midwest Recovery Systems in this extract is 84.2%.
What issue do consumers cite most about Midwest Recovery Systems?
"Attempts to collect debt not owed" is the leading issue tag on Midwest Recovery Systems's CFPB complaint record.
How should I read Midwest Recovery Systems's CFPB complaint record?
Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.