2026 data Public-data reference. official source

Financial Business and Consumer Solutions.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

CFPB collection forwarding receipt

Forwarded record DC-FINANCIAL-BUSINESS Financial Business and Consumer Solutions.

488 DC complaints · rank #185/656 · 90.7% timely

  • DC 488
  • RANK #185/656
  • TIMELY 90.7%
  • RELIEF 0.9%
  • DISPUTE 14.8%
  • STATES 46
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO First Advantage LNS Inc.

Photo peer: First Advantage LNS Inc. (489)

First Advantage LNS Inc.489Asset Recovery Solutions, LLC492Frost-Arnett Company492Financial Business and Consu…488
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Financial Business and Consumer Solutions.'s 488 debt-collection complaints sit next to First Advantage LNS Inc. (489) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Financial Business →

Debt Collection Complaint Breakdown

I do not know 138
Credit card debt 78
Other debt 76
Medical debt 52
Medical 44
Other (i.e. phone, health club, etc.) 40
Credit card 24
Auto debt 12
Private student loan debt 9
Non-federal student loan 6
Payday loan debt 3
Auto 3
Federal student loan 1
Federal student loan debt 1
Telecommunications debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 161
2.Communication tactics 82
3.Cont'd attempts collect debt not owed 81
4.Written notification about debt 46
5.Disclosure verification of debt 39
6.False statements or representation 35
7.Took or threatened to take negative or legal action 20
8.Incorrect information on your report 16
9.Improper use of your report 16
10.Threatened to contact someone or share information improperly 11

Company Responses

Closed with explanation 515
Untimely response 17
Closed 10
Closed with monetary relief 4
Closed with non-monetary relief 1
Consumers who disputed the response 14.8%

Complaints by Year

Year Complaints
2013 15
2014 48
2015 52
2016 55
2017 33
2018 46
2019 39
2020 38
2021 45
2022 68
2023 65
2024 34
2025 9

Complaints by State (Top 15)

Florida 68
California 65
Texas 53
Georgia 41
Pennsylvania 22
Michigan 21
Ohio 20
New York 20
North Carolina 19
Illinois 19
Tennessee 17
Virginia 15
Maryland 13
Colorado 11
Missouri 11

What the CFPB Record Shows for Financial Business and Consumer Solutions.

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Financial Business and Consumer Solutions. ranks #185 of 656 debt collectors by debt-collection complaint volume (72nd percentile), using the same dc_complaints sort as the Collectors directory. Financial Business and Consumer Solutions. has 488 debt-collection complaints on file with the CFPB, which represents 89.2% of the 547 total complaints the Bureau has received about this entity. Reports have originated from consumers in 46 states and territories, making this a nationwide collection operation as measured by complaint volume. Consumers most frequently describe "Credit card debt" as the debt type behind their complaint about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

90.7% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Of resolved cases, 0.9% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 14.8% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Financial Business and Consumer Solutions. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Financial Business and Consumer Solutions.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Financial Business and Consumer Solutions. have?

488 debt-collection complaints name Financial Business and Consumer Solutions. in this CFPB extract - corpus rank #185/656.

Does Financial Business and Consumer Solutions. respond to CFPB complaints on time?

CFPB complaints against Financial Business and Consumer Solutions. show a 90.7% timely-response rate.

What issue do consumers cite most about Financial Business and Consumer Solutions.?

"Attempts to collect debt not owed" is the leading issue tag on Financial Business and Consumer Solutions.'s CFPB complaint record.

How should I read Financial Business and Consumer Solutions.'s CFPB complaint record?

Financial Business and Consumer Solutions.'s profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.