2026 data Public-data reference. official source

Millco Management

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

620
Debt Collection Complaints
79.2%
of All Complaints
95.4%
Timely Response
0.1%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 409
I do not know 162
Other debt 26
Credit card debt 17
Medical 4
Telecommunications debt 1
Auto debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 305
2.Written notification about debt 209
3.Incorrect information on your report 89
4.False statements or representation 49
5.Took or threatened to take negative or legal action 36
6.Problem with a credit reporting company's investigation into an existing problem 35
7.Improper use of your report 27
8.Communication tactics 14
9.Problem with a company's investigation into an existing problem 9
10.Threatened to contact someone or share information improperly 4

Company Responses

Closed with explanation 751
Untimely response 31
Closed with monetary relief 1
Consumers who disputed the response 0%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2017 17
2018 53
2019 71
2020 120
2021 179
2022 105
2023 57
2024 76
2025 105

Complaints by State (Top 15)

Florida 304
North Carolina 165
Georgia 63
Alabama 48
Pennsylvania 45
New Jersey 41
South Carolina 31
Texas 10
Kentucky 8
Ohio 7
Delaware 6
Connecticut 4
New York 4
Louisiana 4
Washington 3

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 116
Credit reporting or other personal consumer reports - Credit reporting 43
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Money transfer, virtual currency, or money service - Debt settlement 1
Credit reporting or other personal consumer reports - Other personal consumer report 1
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Millco Management

The CFPB has logged 620 debt-collection complaints against Millco Management, 79.2% of the 783 complaints filed against this entity overall. Consumers in 32 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. The most common debt type behind these complaints is "Medical debt," which is the category consumers most often describe when they file a CFPB report about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 95.4%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. 0.1% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. The response was formally disputed in 0% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Millco Management have?

620 debt-collection complaints against Millco Management appear in the CFPB record - 79.2% of the company's total complaint volume.

Does Millco Management respond to complaints on time?

95.4% of the CFPB complaints against Millco Management get a response within the expected window. This is considered excellent.

Does Millco Management provide relief to consumers?

0.1% of resolved complaints against Millco Management were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Millco Management primarily collect?

"Medical debt" is the debt type Millco Management is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Millco Management?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Millco Management active?

CFPB data shows consumer complaints against Millco Management from 32 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.