CFPB Consumer Complaint Profile

Millco Management

Behind the 783 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

783
Total complaints
Among the highest
69
Last 12 months
95.4%
Timely response
Below median
32
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Millco Management sits at #387, with 783 complaints logged. On-time replies land at 95.4%, the 31st percentile for the 100+ complaint peer group.

#387
of 3,843 companies by volume
95.4%
on time (31st pctile)
Debt collection
most-complained product
32
states with complaints
C
PlainCredit Trust Score
56/100
Millco Management · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C- 95.4%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.1%
Share of complaints closed with monetary or non-monetary relief

Millco Management vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95.4% Around the middle higher than 31% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 76 in 2024 to 105 in 2025 (2024 → 2025).

See the full year-over-year release diff

Millco Management timely response rate 95.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 409
Debt collection - I do not know 162
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 116
Credit reporting or other personal consumer reports - Credit reporting 43
Debt collection - Other debt 26
Debt collection - Credit card debt 17
Debt collection - Medical 4
Debt collection - Telecommunications debt 1
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Money transfer, virtual currency, or money service - Debt settlement 1

Top Issues

1.Attempts to collect debt not owed 305
2.Written notification about debt 209
3.Incorrect information on your report 89
4.False statements or representation 49
5.Took or threatened to take negative or legal action 36
6.Problem with a credit reporting company's investigation into an existing problem 35
7.Improper use of your report 27
8.Communication tactics 14
9.Problem with a company's investigation into an existing problem 9
10.Threatened to contact someone or share information improperly 4

Complaints by Year

Year Complaints
2017 17
2018 53
2019 71
2020 120
2021 179
2022 105
2023 57
2024 76
2025 105

Complaints by State (Top 15)

Florida 304
North Carolina 165
Georgia 63
Alabama 48
Pennsylvania 45
New Jersey 41
South Carolina 31
Texas 10
Kentucky 8
Ohio 7
Delaware 6
Connecticut 4
New York 4
Louisiana 4
Washington 3

Company Responses

Closed with explanation 751
Untimely response 31
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Millco Management

Millco Management carries 783 complaints in the CFPB's database, 69 of them filed within the past 12 months. Consumers spanning 32 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Millco Management's timely response rate stands at 95.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 0% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0.1% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Millco Management have?

The CFPB has logged 783 complaints against Millco Management to date, of which 69 came in over the last 12 months.

Does Millco Management respond to complaints on time?

CFPB complaints against Millco Management draw a 95.4% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Millco Management?

"Debt collection" draws more CFPB complaints against Millco Management than any other product - see the full breakdown above.

What is the most common complaint issue with Millco Management?

The most common issue reported by consumers about Millco Management is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Millco Management?

You can file a complaint against Millco Management directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Millco Management?

Millco Management has drawn CFPB complaints from 32 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Millco Management: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026