2026 data Public-data reference. official source

RS Clark and Associates, Inc.

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-RS-CLARK-AND-ASSOC RS Clark and Associates, Inc.

524 DC complaints · rank #172/656 · 85.9% timely

  • DC 524
  • RANK #172/656
  • TIMELY 85.9%
  • RELIEF 1.4%
  • DISPUTE 25.7%
  • STATES 32
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO SCA Collections, Inc.

Photo peer: SCA Collections, Inc. (523)

SCA Collections, Inc.523Collection Bureau of the Hud…529Blitt and Gaines, P.C.530RS Clark and Associates, Inc…524
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

RS Clark and Associates, Inc.'s 524 debt-collection complaints sit next to SCA Collections, Inc. (523) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for RS Clark and Associates, In… →

Debt Collection Complaint Breakdown

I do not know 205
Other debt 126
Medical debt 90
Medical 43
Other (i.e. phone, health club, etc.) 28
Rental debt 19
Credit card debt 6
Mortgage debt 4
Credit card 1
Telecommunications debt 1
Auto 1

Top Complaint Issues

1.Attempts to collect debt not owed 201
2.Written notification about debt 92
3.Incorrect information on your report 60
4.Cont'd attempts collect debt not owed 59
5.Took or threatened to take negative or legal action 58
6.False statements or representation 55
7.Communication tactics 28
8.Disclosure verification of debt 26
9.Improper use of your report 24
10.Problem with a credit reporting company's investigation into an existing problem 17

Company Responses

Closed with explanation 621
Closed with non-monetary relief 9
Closed 8
Consumers who disputed the response 25.7%

Complaints by Year

Year Complaints
2013 7
2014 26
2015 24
2016 33
2017 37
2018 38
2019 34
2020 33
2021 52
2022 43
2023 62
2024 76
2025 128
2026 45

Complaints by State (Top 15)

Texas 392
Georgia 65
Florida 37
North Carolina 16
Tennessee 14
California 13
South Carolina 10
Louisiana 9
Oklahoma 9
Mississippi 7
Illinois 6
Michigan 6
Missouri 6
Arkansas 6
Arizona 5

What the CFPB Record Shows for RS Clark and Associates, Inc.

PlainCredit places RS Clark and Associates, Inc. at #172 of 656 debt collectors by CFPB debt-collection complaint volume (74th percentile), matching the Collectors directory ranking. The CFPB has logged 524 debt-collection complaints against RS Clark and Associates, Inc., 82.1% of the 638 complaints filed against this entity overall. Consumers in 32 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 85.9% of forwarded complaints. That sits below the 95% industry benchmark, which historically correlates with higher downstream dispute rates. Among resolved cases, 1.4% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 25.7% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for RS Clark and Associates, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for RS Clark and Associates, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does RS Clark and Associates, Inc. have?

RS Clark and Associates, Inc. has 524 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #172 of 656 collectors by that volume.

Does RS Clark and Associates, Inc. respond to CFPB complaints on time?

The timely-response rate for RS Clark and Associates, Inc. in this extract is 85.9%.

What issue do consumers cite most about RS Clark and Associates, Inc.?

Consumers most often name "Attempts to collect debt not owed" when complaining about RS Clark and Associates, Inc..

How should I read RS Clark and Associates, Inc.'s CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.