2026 data Public-data reference. official source

Patenaude & Felix A Professional Corporation

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

357
Debt Collection Complaints
83.2%
of All Complaints
94.2%
Timely Response
0.5%
Closed with Relief

Debt Collection Complaint Breakdown

Credit card debt 162
Credit card 55
I do not know 54
Private student loan debt 31
Non-federal student loan 20
Auto debt 9
Other (i.e. phone, health club, etc.) 8
Other debt 6
Auto 4
Medical 3
Medical debt 2
Federal student loan debt 1
Mortgage 1
Payday loan debt 1

Top Complaint Issues

1.Took or threatened to take negative or legal action 74
2.Attempts to collect debt not owed 67
3.False statements or representation 64
4.Written notification about debt 44
5.Communication tactics 34
6.Dealing with your lender or servicer 29
7.Cont'd attempts collect debt not owed 22
8.Taking/threatening an illegal action 22
9.Disclosure verification of debt 18
10.Dealing with my lender or servicer 12

Company Responses

Closed with explanation 426
Closed 1
Closed with monetary relief 1
Closed with non-monetary relief 1
Consumers who disputed the response 33.1%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 8
2014 31
2015 41
2016 32
2017 31
2018 25
2019 28
2020 42
2021 38
2022 29
2023 30
2024 33
2025 55
2026 6

Complaints by State (Top 15)

California 190
Pennsylvania 69
Nevada 50
Washington 30
Arizona 20
Oregon 11
Florida 7
Georgia 6
Virginia 5
New York 4
Maryland 4
Missouri 3
Hawaii 2
Idaho 2
Colorado 2

Other Complaint Types

Student loan - Private student loan 33
Student loan - Non-federal student loan 19
Credit reporting or other personal consumer reports - Credit reporting 4
Credit card - Store credit card 3
Student loan - Federal student loan servicing 3
Credit card - General-purpose credit card or charge card 2
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Patenaude & Felix A Professional Corporation

The CFPB has logged 357 debt-collection complaints against Patenaude & Felix A Professional Corporation, 83.2% of the 429 complaints filed against this entity overall. Consumers in 32 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. Consumers most frequently describe "Credit card debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

94.2% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Of resolved cases, 0.5% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 33.1% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Patenaude & Felix A Professional Corporation have?

Patenaude & Felix A Professional Corporation has 357 debt collection complaints filed with the CFPB, representing 83.2% of all complaints against this company.

Does Patenaude & Felix A Professional Corporation respond to complaints on time?

94.2% of the CFPB complaints against Patenaude & Felix A Professional Corporation get a response within the expected window.

Does Patenaude & Felix A Professional Corporation provide relief to consumers?

0.5% of resolved complaints against Patenaude & Felix A Professional Corporation were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Patenaude & Felix A Professional Corporation primarily collect?

"Credit card debt" is the debt type Patenaude & Felix A Professional Corporation is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Patenaude & Felix A Professional Corporation?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Patenaude & Felix A Professional Corporation active?

CFPB data shows consumer complaints against Patenaude & Felix A Professional Corporation from 32 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.