2026 data Public-data reference. official source

Commercial Recovery Systems

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card

CFPB collection forwarding receipt

Forwarded record DC-COMMERCIAL-RECOVER Commercial Recovery Systems

210 DC complaints · rank #356/656 · 46.3% timely

  • DC 210
  • RANK #356/656
  • TIMELY 46.3%
  • RELIEF 0.9%
  • DISPUTE 12.6%
  • STATES 39
  • ISSUE Cont'd attempts collect deb…
  • RESP Closed
  • PHOTO Pendrick Capital Partners

Photo peer: Pendrick Capital Partners (211)

Pendrick Capital Partners211Palm Beach Credit Adjustors,…209Solidus Group LLC.209Commercial Recovery Systems …210
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Commercial Recovery Systems's 210 debt-collection complaints sit next to Pendrick Capital Partners (211) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Commercial Recovery Systems →

Debt Collection Complaint Breakdown

I do not know 77
Credit card 56
Other debt 19
Other (i.e. phone, health club, etc.) 17
Auto 15
Mortgage 11
Payday loan debt 7
Medical 4
Payday loan 3
Credit card debt 1

Top Complaint Issues

1.Cont'd attempts collect debt not owed 60
2.Communication tactics 53
3.Taking/threatening an illegal action 25
4.Took or threatened to take negative or legal action 21
5.False statements or representation 16
6.Disclosure verification of debt 13
7.Improper contact or sharing of info 9
8.Threatened to contact someone or share information improperly 6
9.Written notification about debt 4
10.Attempts to collect debt not owed 3

Company Responses

Closed 108
Untimely response 80
Closed with explanation 24
Closed with non-monetary relief 2
Consumers who disputed the response 12.6%

Complaints by Year

Year Complaints
2013 41
2014 91
2015 18
2016 8
2017 16
2018 12
2019 16
2020 1
2021 11

Complaints by State (Top 15)

Texas 26
California 22
Florida 18
New York 13
Illinois 11
Ohio 9
Georgia 9
Virginia 7
Minnesota 6
South Carolina 6
Pennsylvania 5
Michigan 5
North Carolina 5
Massachusetts 5
Arizona 5

What the CFPB Record Shows for Commercial Recovery Systems

Commercial Recovery Systems sits at #356 of 656 debt collectors in this extract by debt-collection complaint volume (46th percentile), the same ordering shown on /collectors. The CFPB has logged 210 debt-collection complaints against Commercial Recovery Systems, 98.1% of the 214 complaints filed against this entity overall. Consumers in 39 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. "Credit card" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 46.3% of forwarded complaints. That trails the 95% benchmark badly - persistently late responses are among the strongest predictors of CFPB supervisory attention toward debt collectors. 0.9% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 12.6% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Commercial Recovery Systems → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Commercial Recovery Systems: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (210 here).

Similar dispute rates

Nearest collectors by share of complaints marked disputed (12.6% here).

Frequently asked questions

How many CFPB debt-collection complaints does Commercial Recovery Systems have?

Commercial Recovery Systems has 210 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #356 of 656 collectors by that volume.

Does Commercial Recovery Systems respond to CFPB complaints on time?

The timely-response rate for Commercial Recovery Systems in this extract is 46.3%.

What issue do consumers cite most about Commercial Recovery Systems?

Consumers most often name "Cont'd attempts collect debt not owed" when complaining about Commercial Recovery Systems.

How should I read Commercial Recovery Systems's CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.