Commercial Recovery Systems
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Credit card
CFPB collection forwarding receipt
Forwarded record DC-COMMERCIAL-RECOVER Commercial Recovery Systems
210 DC complaints · rank #356/656 · 46.3% timely
- DC 210
- RANK #356/656
- TIMELY 46.3%
- RELIEF 0.9%
- DISPUTE 12.6%
- STATES 39
- ISSUE Cont'd attempts collect deb…
- RESP Closed
- PHOTO Pendrick Capital Partners
Volume peers
Photo peer: Pendrick Capital Partners (211)
Commercial Recovery Systems's 210 debt-collection complaints sit next to Pendrick Capital Partners (211) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Commercial Recovery Systems →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 41 |
| 2014 | 91 |
| 2015 | 18 |
| 2016 | 8 |
| 2017 | 16 |
| 2018 | 12 |
| 2019 | 16 |
| 2020 | 1 |
| 2021 | 11 |
Complaints by State (Top 15)
What the CFPB Record Shows for Commercial Recovery Systems
Commercial Recovery Systems sits at #356 of 656 debt collectors in this extract by debt-collection complaint volume (46th percentile), the same ordering shown on /collectors. The CFPB has logged 210 debt-collection complaints against Commercial Recovery Systems, 98.1% of the 214 complaints filed against this entity overall. Consumers in 39 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. "Credit card" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.
Within the Bureau's 15-day response window, this company answers 46.3% of forwarded complaints. That trails the 95% benchmark badly - persistently late responses are among the strongest predictors of CFPB supervisory attention toward debt collectors. 0.9% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 12.6% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Commercial Recovery Systems → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Commercial Recovery Systems: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (210 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (12.6% here).
Frequently asked questions
How many CFPB debt-collection complaints does Commercial Recovery Systems have?
Commercial Recovery Systems has 210 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #356 of 656 collectors by that volume.
Does Commercial Recovery Systems respond to CFPB complaints on time?
The timely-response rate for Commercial Recovery Systems in this extract is 46.3%.
What issue do consumers cite most about Commercial Recovery Systems?
Consumers most often name "Cont'd attempts collect debt not owed" when complaining about Commercial Recovery Systems.
How should I read Commercial Recovery Systems's CFPB complaint record?
Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.