2026 data Public-data reference. official source

Receivable Recovery Services, LLC

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

200
Debt Collection Complaints
83%
of All Complaints
94.6%
Timely Response
0.4%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 87
I do not know 49
Medical 44
Other debt 13
Other (i.e. phone, health club, etc.) 4
Credit card debt 3

Top Complaint Issues

1.Attempts to collect debt not owed 60
2.Written notification about debt 52
3.Cont'd attempts collect debt not owed 34
4.Incorrect information on your report 23
5.False statements or representation 16
6.Disclosure verification of debt 15
7.Communication tactics 11
8.Problem with a credit reporting company's investigation into an existing problem 11
9.Took or threatened to take negative or legal action 7
10.Improper use of your report 6

Company Responses

Closed with explanation 235
Closed 5
Closed with non-monetary relief 1
Consumers who disputed the response 22.7%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 2
2014 9
2015 32
2016 20
2017 27
2018 25
2019 21
2020 23
2021 22
2022 18
2023 12
2024 14
2025 16

Complaints by State (Top 15)

Louisiana 102
Florida 37
Texas 21
Georgia 17
South Carolina 15
Pennsylvania 10
Mississippi 8
Alabama 6
Arkansas 4
California 3
Michigan 3
Ohio 3
Virginia 3
New York 2
Maryland 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 34
Credit reporting or other personal consumer reports - Credit reporting 6
Consumer Loan - Installment loan 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Receivable Recovery Services, LLC

The CFPB has logged 200 debt-collection complaints against Receivable Recovery Services, LLC, 83% of the 241 complaints filed against this entity overall. Consumers in 21 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 94.6%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is under the 95% benchmark collectors are expected to hit, often a precursor to higher dispute rates. 0.4% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. The response was formally disputed in 22.7% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Receivable Recovery Services, LLC have?

The CFPB has logged 200 debt-collection complaints against Receivable Recovery Services, LLC, 83% of all complaints filed against this company.

Does Receivable Recovery Services, LLC respond to complaints on time?

94.6% of the CFPB complaints against Receivable Recovery Services, LLC get a response within the expected window.

Does Receivable Recovery Services, LLC provide relief to consumers?

Receivable Recovery Services, LLC closed 0.4% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Receivable Recovery Services, LLC primarily collect?

Receivable Recovery Services, LLC primarily collects "Medical debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Receivable Recovery Services, LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Receivable Recovery Services, LLC active?

CFPB data shows consumer complaints against Receivable Recovery Services, LLC from 21 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.