2026 data Public-data reference. official source

Resurgent Capital Services L.P.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

CFPB collection forwarding receipt

Forwarded record DC-RESURGENT-CAPITAL- Resurgent Capital Services L.P.

43,703 DC complaints · rank #2/656 · 100% timely

  • DC 43,703
  • RANK #2/656
  • TIMELY 100%
  • RELIEF 20.8%
  • DISPUTE 18.5%
  • STATES 58
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Portfolio Recovery Associat…

Photo peer: Portfolio Recovery Associates, LLC (43,075)

Portfolio Recovery Associate…43,075Encore Capital Group Inc.44,397CL Holdings LLC29,060Resurgent Capital Services L…43,703
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Resurgent Capital Services L.P.'s 43,703 debt-collection complaints sit next to Portfolio Recovery Associates, LLC (43,075) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Resurgent Capital Services… →

Debt Collection Complaint Breakdown

I do not know 21,878
Credit card debt 16,501
Other debt 3,104
Credit card 902
Other (i.e. phone, health club, etc.) 427
Telecommunications debt 335
Auto debt 178
Payday loan debt 154
Medical debt 121
Rental debt 27
Auto 18
Mortgage 18
Private student loan debt 10
Mortgage debt 10
Federal student loan debt 9
Payday loan 4
Medical 4
Non-federal student loan 3

Top Complaint Issues

1.Attempts to collect debt not owed 17,800
2.Written notification about debt 8,122
3.False statements or representation 7,331
4.Incorrect information on your report 7,329
5.Took or threatened to take negative or legal action 6,203
6.Improper use of your report 4,004
7.Problem with a company's investigation into an existing problem 2,626
8.Communication tactics 1,370
9.Problem with a credit reporting company's investigation into an existing problem 1,051
10.Cont'd attempts collect debt not owed 848

Company Responses

Closed with explanation 47,308
Closed with non-monetary relief 12,339
Closed with monetary relief 117
Closed 62
In progress 45
Consumers who disputed the response 18.5%

Complaints by Year

Year Complaints
2012 16
2013 342
2014 752
2015 467
2016 412
2017 850
2018 1,203
2019 1,255
2020 1,862
2021 2,813
2022 2,788
2023 5,130
2024 13,171
2025 23,739
2026 5,071

Complaints by State (Top 15)

Texas 7,531
Florida 7,035
California 5,522
Georgia 5,308
New York 3,241
Pennsylvania 2,741
Illinois 2,675
New Jersey 2,039
North Carolina 1,843
Ohio 1,813
Michigan 1,627
Maryland 1,485
South Carolina 1,452
Virginia 1,357
Louisiana 1,344

What the CFPB Record Shows for Resurgent Capital Services L.P.

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Resurgent Capital Services L.P. ranks #2 of 656 debt collectors by debt-collection complaint volume (100th percentile), using the same dc_complaints sort as the Collectors directory. 43,703 debt-collection complaints against Resurgent Capital Services L.P. appear in the CFPB record - 73% of the 59,871 complaints filed about this entity. The 58 states and territories represented make this a nationwide operation by complaint volume. The most common debt type behind these complaints is "Credit card debt," which is the category consumers most often describe when they file a CFPB report about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

100% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That clears the industry benchmark, a sign the intake process is functioning on schedule. 20.8% of resolved cases against this company closed with some form of consumer relief. The response was formally disputed in 18.5% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Resurgent Capital Services L.P. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Resurgent Capital Services L.P.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar dispute rates

Nearest collectors by share of complaints marked disputed (18.5% here).

Frequently asked questions

How many CFPB debt-collection complaints does Resurgent Capital Services L.P. have?

43,703 debt-collection complaints name Resurgent Capital Services L.P. in this CFPB extract - corpus rank #2/656.

Does Resurgent Capital Services L.P. respond to CFPB complaints on time?

The timely-response rate for Resurgent Capital Services L.P. in this extract is 100%.

What issue do consumers cite most about Resurgent Capital Services L.P.?

Consumers most often name "Attempts to collect debt not owed" when complaining about Resurgent Capital Services L.P..

How should I read Resurgent Capital Services L.P.'s CFPB complaint record?

These figures summarize what consumers filed with the CFPB about Resurgent Capital Services L.P.. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.