2026 data Public-data reference. official source

Resurgent Capital Services L.P.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

43,703
Debt Collection Complaints
73%
of All Complaints
100%
Timely Response
20.8%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 21,878
Credit card debt 16,501
Other debt 3,104
Credit card 902
Other (i.e. phone, health club, etc.) 427
Telecommunications debt 335
Auto debt 178
Payday loan debt 154
Medical debt 121
Rental debt 27
Auto 18
Mortgage 18
Private student loan debt 10
Mortgage debt 10
Federal student loan debt 9
Payday loan 4
Medical 4
Non-federal student loan 3

Top Complaint Issues

1.Attempts to collect debt not owed 17,800
2.Written notification about debt 8,122
3.False statements or representation 7,331
4.Incorrect information on your report 7,329
5.Took or threatened to take negative or legal action 6,203
6.Improper use of your report 4,004
7.Problem with a company's investigation into an existing problem 2,626
8.Communication tactics 1,370
9.Problem with a credit reporting company's investigation into an existing problem 1,051
10.Cont'd attempts collect debt not owed 848

Company Responses

Closed with explanation 47,308
Closed with non-monetary relief 12,339
Closed with monetary relief 117
Closed 62
In progress 45
Consumers who disputed the response 18.5%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2012 16
2013 342
2014 752
2015 467
2016 412
2017 850
2018 1,203
2019 1,255
2020 1,862
2021 2,813
2022 2,788
2023 5,130
2024 13,171
2025 23,739
2026 5,071

Complaints by State (Top 15)

Texas 7,531
Florida 7,035
California 5,522
Georgia 5,308
New York 3,241
Pennsylvania 2,741
Illinois 2,675
New Jersey 2,039
North Carolina 1,843
Ohio 1,813
Michigan 1,627
Maryland 1,485
South Carolina 1,452
Virginia 1,357
Louisiana 1,344

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 11,145
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3,637
Credit card - General-purpose credit card or charge card 454
Credit card or prepaid card - General-purpose credit card or charge card 160
Debt or credit management - Debt settlement 110
Credit reporting or other personal consumer reports - Other personal consumer report 96
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Resurgent Capital Services L.P.

43,703 debt-collection complaints against Resurgent Capital Services L.P. appear in the CFPB record - 73% of the 59,871 complaints filed about this entity. The 58 states and territories represented make this a nationwide operation by complaint volume. The most common debt type behind these complaints is "Credit card debt," which is the category consumers most often describe when they file a CFPB report about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

100% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That clears the industry benchmark, a sign the intake process is functioning on schedule. 20.8% of resolved cases against this company closed with some form of consumer relief. The response was formally disputed in 18.5% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Resurgent Capital Services L.P. have?

43,703 debt-collection complaints against Resurgent Capital Services L.P. appear in the CFPB record - 73% of the company's total complaint volume.

Does Resurgent Capital Services L.P. respond to complaints on time?

Resurgent Capital Services L.P.'s CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

Does Resurgent Capital Services L.P. provide relief to consumers?

Of resolved complaints against Resurgent Capital Services L.P., 20.8% ended with consumer relief of some kind.

What type of debt does Resurgent Capital Services L.P. primarily collect?

Based on CFPB complaint records, Resurgent Capital Services L.P.'s primary debt type is "Credit card debt"; the complete breakdown is shown above.

What rights do I have against Resurgent Capital Services L.P.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Resurgent Capital Services L.P. active?

Consumers in 58 states and territories have filed CFPB complaints against Resurgent Capital Services L.P..

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.