2026 data Public-data reference. official source

RMS-Recovery Management Services, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-RMS-RECOVERY-MANAG RMS-Recovery Management Services, Inc.

166 DC complaints · rank #454/656 · 99% timely

  • DC 166
  • RANK #454/656
  • TIMELY 99%
  • RELIEF 0%
  • DISPUTE 19%
  • STATES 34
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Federal Adjustment Bureau,…

Photo peer: Federal Adjustment Bureau, Inc. (166)

Federal Adjustment Bureau, I…166United Consumers Inc166States Recovery Systems, Inc.167RMS-Recovery Management Serv…166
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

RMS-Recovery Management Services, Inc.'s 166 debt-collection complaints sit next to Federal Adjustment Bureau, Inc. (166) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for RMS-Recovery Management Ser… →

Debt Collection Complaint Breakdown

I do not know 59
Other debt 28
Private student loan debt 27
Federal student loan debt 18
Other (i.e. phone, health club, etc.) 14
Non-federal student loan 10
Federal student loan 4
Credit card debt 3
Medical 2
Payday loan debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 38
2.Communication tactics 33
3.Written notification about debt 27
4.False statements or representation 17
5.Took or threatened to take negative or legal action 16
6.Cont'd attempts collect debt not owed 11
7.Disclosure verification of debt 9
8.Improper contact or sharing of info 7
9.Incorrect information on your report 7
10.Threatened to contact someone or share information improperly 7

Company Responses

Closed with explanation 201
Consumers who disputed the response 19%

Complaints by Year

Year Complaints
2014 7
2015 20
2016 12
2017 10
2018 18
2019 14
2020 11
2021 21
2022 21
2023 11
2024 14
2025 33
2026 9

Complaints by State (Top 15)

New York 24
Arizona 20
Illinois 19
Florida 16
Michigan 15
Texas 13
Georgia 11
California 8
Mississippi 6
Missouri 6
Virginia 5
Maryland 5
North Carolina 5
Colorado 5
Pennsylvania 4

What the CFPB Record Shows for RMS-Recovery Management Services, Inc.

RMS-Recovery Management Services, Inc. sits at #454 of 656 debt collectors in this extract by debt-collection complaint volume (31st percentile), the same ordering shown on /collectors. The CFPB has logged 166 debt-collection complaints against RMS-Recovery Management Services, Inc., 82.6% of the 201 complaints filed against this entity overall. Consumers in 34 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

The company's timely response rate is 99%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. Among resolved cases, 0% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. In 19% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for RMS-Recovery Management Services, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for RMS-Recovery Management Services, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does RMS-Recovery Management Services, Inc. have?

RMS-Recovery Management Services, Inc. has 166 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #454 of 656 collectors by that volume.

Does RMS-Recovery Management Services, Inc. respond to CFPB complaints on time?

The timely-response rate for RMS-Recovery Management Services, Inc. in this extract is 99%.

What issue do consumers cite most about RMS-Recovery Management Services, Inc.?

The most-cited issue in complaints about RMS-Recovery Management Services, Inc. is "Attempts to collect debt not owed."

How should I read RMS-Recovery Management Services, Inc.'s CFPB complaint record?

These figures summarize what consumers filed with the CFPB about RMS-Recovery Management Services, Inc.. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.