2026 data Public-data reference. official source

SCA Collections, Inc.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

CFPB collection forwarding receipt

Forwarded record DC-SCA-COLLECTIONS-IN SCA Collections, Inc.

523 DC complaints · rank #173/656 · 96% timely

  • DC 523
  • RANK #173/656
  • TIMELY 96%
  • RELIEF 0%
  • DISPUTE 29.9%
  • STATES 29
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO RS Clark and Associates, In…

Photo peer: RS Clark and Associates, Inc. (524)

RS Clark and Associates, Inc.524Collection Bureau of the Hud…529Law Office of Michael J. Sco…517SCA Collections, Inc. (this)523
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

SCA Collections, Inc.'s 523 debt-collection complaints sit next to RS Clark and Associates, Inc. (524) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for SCA Collections, Inc. →

Debt Collection Complaint Breakdown

Medical debt 291
I do not know 116
Medical 71
Other debt 31
Credit card debt 9
Other (i.e. phone, health club, etc.) 4
Rental debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 211
2.Written notification about debt 149
3.Incorrect information on your report 53
4.Cont'd attempts collect debt not owed 45
5.Disclosure verification of debt 38
6.Problem with a credit reporting company's investigation into an existing problem 34
7.False statements or representation 29
8.Took or threatened to take negative or legal action 29
9.Improper use of your report 23
10.Communication tactics 13

Company Responses

Closed with explanation 646
Consumers who disputed the response 29.9%

Complaints by Year

Year Complaints
2013 1
2014 7
2015 34
2016 37
2017 77
2018 55
2019 68
2020 50
2021 110
2022 88
2023 39
2024 26
2025 45
2026 9

Complaints by State (Top 15)

North Carolina 292
South Carolina 127
Georgia 48
California 34
Florida 26
Tennessee 25
Virginia 24
Alabama 11
Oregon 7
Colorado 7
Texas 5
VI 4
Utah 4
Kentucky 3
New Mexico 2

What the CFPB Record Shows for SCA Collections, Inc.

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, SCA Collections, Inc. ranks #173 of 656 debt collectors by debt-collection complaint volume (74th percentile), using the same dc_complaints sort as the Collectors directory. The CFPB has logged 523 debt-collection complaints against SCA Collections, Inc., 81% of the 646 complaints filed against this entity overall. Consumers in 29 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

96% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That clears the industry benchmark, a sign the intake process is functioning on schedule. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 29.9% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for SCA Collections, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for SCA Collections, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does SCA Collections, Inc. have?

523 debt-collection complaints name SCA Collections, Inc. in this CFPB extract - corpus rank #173/656.

Does SCA Collections, Inc. respond to CFPB complaints on time?

CFPB complaints against SCA Collections, Inc. show a 96% timely-response rate.

What issue do consumers cite most about SCA Collections, Inc.?

Consumers most often name "Attempts to collect debt not owed" when complaining about SCA Collections, Inc..

How should I read SCA Collections, Inc.'s CFPB complaint record?

SCA Collections, Inc.'s profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.