2026 data Public-data reference. official source

Kansas Counselors, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

245
Debt Collection Complaints
81.4%
of All Complaints
99.7%
Timely Response
27.6%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 118
I do not know 55
Medical 39
Other debt 20
Other (i.e. phone, health club, etc.) 6
Credit card debt 2
Credit card 2
Telecommunications debt 2
Private student loan debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 93
2.Written notification about debt 56
3.Incorrect information on your report 26
4.Disclosure verification of debt 24
5.False statements or representation 20
6.Cont'd attempts collect debt not owed 15
7.Took or threatened to take negative or legal action 15
8.Communication tactics 14
9.Improper use of your report 12
10.Problem with a credit reporting company's investigation into an existing problem 12

Company Responses

Closed with explanation 218
Closed with non-monetary relief 83
Consumers who disputed the response 27.8%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 3
2014 9
2015 11
2016 21
2017 17
2018 15
2019 17
2020 26
2021 29
2022 29
2023 26
2024 32
2025 53
2026 13

Complaints by State (Top 15)

Missouri 160
Kansas 80
Nebraska 13
Texas 8
Oklahoma 7
Georgia 5
Illinois 4
California 3
Iowa 2
Florida 2
Pennsylvania 2
Washington 2
Nevada 2
Maryland 1
Alabama 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 32
Credit reporting or other personal consumer reports - Credit reporting 21
Debt or credit management - Debt settlement 2
Credit reporting or other personal consumer reports - Other personal consumer report 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Kansas Counselors, Inc.

245 debt-collection complaints against Kansas Counselors, Inc. appear in the CFPB record - 81.4% of the 301 complaints filed about this entity. The 22 states and territories represented make this a multi-state operation by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

99.7% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 27.6% ended with monetary or non-monetary relief to the consumer. Consumers formally disputed the company's response in 27.8% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Kansas Counselors, Inc. have?

Kansas Counselors, Inc. has 245 debt collection complaints filed with the CFPB, representing 81.4% of all complaints against this company.

Does Kansas Counselors, Inc. respond to complaints on time?

Kansas Counselors, Inc. has a 99.7% timely response rate. That is a strong response record by CFPB standards.

Does Kansas Counselors, Inc. provide relief to consumers?

Kansas Counselors, Inc. closed 27.6% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Kansas Counselors, Inc. primarily collect?

Kansas Counselors, Inc. primarily collects "Medical debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Kansas Counselors, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Kansas Counselors, Inc. active?

CFPB data shows consumer complaints against Kansas Counselors, Inc. from 22 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.