Synergetic Communication Inc

CFPB Consumer Complaint Profile

835
Total Complaints
336
Last 12 Months
98.6%
Timely Response
50
States Affected
Synergetic Communication Inc timely response rate 98.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 266
Debt collection — Medical debt 134
Credit reporting or other personal consumer reports — Credit reporting 83
Debt collection — Rental debt 74
Debt collection — Auto debt 72
Debt collection — Other debt 72
Debt collection — Credit card debt 61
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 15
Debt collection — Auto 14
Debt collection — Other (i.e. phone, health club, etc.) 11

Top Issues

1.Attempts to collect debt not owed 309
2.Written notification about debt 114
3.False statements or representation 99
4.Took or threatened to take negative or legal action 85
5.Communication tactics 66
6.Incorrect information on your report 55
7.Improper use of your report 28
8.Electronic communications 14
9.Cont'd attempts collect debt not owed 14
10.Threatened to contact someone or share information improperly 12

Complaints by Year

Year Complaints
2014 9
2015 14
2016 13
2017 10
2018 24
2019 25
2020 50
2021 84
2022 48
2023 28
2024 141
2025 295
2026 94

Complaints by State (Top 15)

Texas 111
California 98
Georgia 88
Florida 48
North Carolina 39
Pennsylvania 33
New York 31
Virginia 28
New Jersey 27
Ohio 23
Arizona 22
Maryland 22
Alabama 19
Louisiana 19
Tennessee 18

Company Responses

Closed with explanation 828
In progress 7

What the CFPB Complaint Record Shows for Synergetic Communication Inc

The CFPB Consumer Complaint Database has logged 835 complaints against Synergetic Communication Inc overall, with 336 of those filed in the trailing 12 months. Reports have come from consumers in 50 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Synergetic Communication Inc's timely response rate stands at 98.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 20.5% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Synergetic Communication Inc have?

Synergetic Communication Inc has 835 total consumer complaints filed with the CFPB, with 336 filed in the last 12 months.

Does Synergetic Communication Inc respond to complaints on time?

Synergetic Communication Inc has a 98.6% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Synergetic Communication Inc?

The most complained-about product for Synergetic Communication Inc is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Synergetic Communication Inc?

The most common issue reported by consumers about Synergetic Communication Inc is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Synergetic Communication Inc?

You can file a complaint against Synergetic Communication Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Synergetic Communication Inc?

Consumers in 50 states and territories have filed complaints about Synergetic Communication Inc with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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