United Credit and Collections Inc.
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Other debt
CFPB collection forwarding receipt
Forwarded record DC-UNITED-CREDIT-AND- United Credit and Collections Inc.
115 DC complaints · rank #563/656 · 97.9% timely
- DC 115
- RANK #563/656
- TIMELY 97.9%
- RELIEF 9.2%
- DISPUTE 25%
- STATES 25
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Cornerstone Holdings, Inc.
Volume peers
Photo peer: Cornerstone Holdings, Inc. (115)
United Credit and Collections Inc.'s 115 debt-collection complaints sit next to Cornerstone Holdings, Inc. (115) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for United Credit →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2016 | 1 |
| 2017 | 8 |
| 2018 | 4 |
| 2019 | 5 |
| 2020 | 4 |
| 2021 | 5 |
| 2022 | 15 |
| 2023 | 20 |
| 2024 | 30 |
| 2025 | 45 |
| 2026 | 5 |
Complaints by State (Top 15)
What the CFPB Record Shows for United Credit and Collections Inc.
United Credit and Collections Inc. sits at #563 of 656 debt collectors in this extract by debt-collection complaint volume (14th percentile), the same ordering shown on /collectors. The CFPB has logged 115 debt-collection complaints against United Credit and Collections Inc., 81% of the 142 complaints filed against this entity overall. Consumers in 25 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.
Within the Bureau's 15-day response window, this company answers 97.9% of forwarded complaints. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 9.2% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. The response was formally disputed in 25% of resolved cases, indicating how frequently the initial fix fell short.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for United Credit and Collections Inc. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for United Credit and Collections Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (115 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (25% here).
Frequently asked questions
How many CFPB debt-collection complaints does United Credit and Collections Inc. have?
The CFPB extract lists 115 debt-collection complaints against United Credit and Collections Inc. (#563 of 656 collectors by volume).
Does United Credit and Collections Inc. respond to CFPB complaints on time?
CFPB complaints against United Credit and Collections Inc. show a 97.9% timely-response rate.
What issue do consumers cite most about United Credit and Collections Inc.?
Consumers most often name "Attempts to collect debt not owed" when complaining about United Credit and Collections Inc..
How should I read United Credit and Collections Inc.'s CFPB complaint record?
United Credit and Collections Inc.'s profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.