CFPB Consumer Complaint Profile

1 Stop Money Centers, LLC

What 14 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

14
Total complaints
Below average
5
Last 12 months
50%
Timely response
Bottom decile
5
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, 1 Stop Money Centers, LLC sits at #3314, with 14 complaints logged. It posts a 50% on-time response rate, the 3rd percentile among companies with 100+ complaints.

#3314
of 3,843 companies by volume
50%
on time (3rd pctile)
Debt collection
most-complained product
5
states with complaints
C+
PlainCredit Trust Score
60/100
1 Stop Money Centers, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 50.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 28.6%
Share of complaints closed with monetary or non-monetary relief

1 Stop Money Centers, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

50% Among the lowest higher than 3% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

1 Stop Money Centers, LLC timely response rate 50.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 4
Payday loan, title loan, or personal loan - Title loan 2
Payday loan, title loan, or personal loan - Installment loan 2
Debt collection - Payday loan debt 2
Payday loan, title loan, or personal loan - Payday loan 1
Credit reporting or other personal consumer reports - Credit reporting 1
Vehicle loan or lease - Loan 1
Consumer Loan - Title loan 1

Top Issues

1.Took or threatened to take negative or legal action 6
2.Struggling to pay your loan 3
3.Problem with the payoff process at the end of the loan 1
4.Vehicle was repossessed or sold the vehicle 1
5.Charged fees or interest you didn't expect 1
6.Incorrect information on your report 1
7.Charged fees or interest I didn't expect 1

Complaints by Year

Year Complaints
2016 1
2018 3
2019 1
2020 2
2022 2
2025 5

Complaints by State (Top 15)

Arizona 9
Texas 2
Florida 1
Virginia 1
California 1

Company Responses

Closed with explanation 5
Untimely response 5
Closed with monetary relief 2
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for 1 Stop Money Centers, LLC

14 complaints against 1 Stop Money Centers, LLC appear in the CFPB record, including 5 from the trailing year. The 5 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against 1 Stop Money Centers, LLC draw a 50% reply rate inside the Bureau's 15-day window. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 28.6% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does 1 Stop Money Centers, LLC have?

1 Stop Money Centers, LLC has 14 total consumer complaints filed with the CFPB, with 5 filed in the last 12 months.

Does 1 Stop Money Centers, LLC respond to complaints on time?

1 Stop Money Centers, LLC has a 50% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for 1 Stop Money Centers, LLC?

Among all products tied to 1 Stop Money Centers, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with 1 Stop Money Centers, LLC?

Consumers most often cite "Took or threatened to take negative or legal action" when complaining about 1 Stop Money Centers, LLC; the full issue list with counts is above.

How do I file a complaint against 1 Stop Money Centers, LLC?

You can file a complaint against 1 Stop Money Centers, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about 1 Stop Money Centers, LLC?

The CFPB has recorded complaints against 1 Stop Money Centers, LLC from 5 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for 1 Stop Money Centers, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026