CFPB Consumer Complaint Profile

1 Stop Money Centers, LLC

What 14 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

14
Total complaints
5
Last 12 months
50%
Timely response
5
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, 1 Stop Money Centers, LLC sits at #3318, with 14 complaints logged. It answers 50% of complaints on time - below the 93% median for companies with 100+ complaints.

#3318
of 3,848 companies by volume
50%
answered on time
Debt collection
most-complained product
5
states with complaints
1 Stop Money Centers, LLC timely response rate 50.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 4
Payday loan, title loan, or personal loan - Title loan 2
Payday loan, title loan, or personal loan - Installment loan 2
Debt collection - Payday loan debt 2
Payday loan, title loan, or personal loan - Payday loan 1
Credit reporting or other personal consumer reports - Credit reporting 1
Vehicle loan or lease - Loan 1
Consumer Loan - Title loan 1

Top Issues

1.Took or threatened to take negative or legal action 6
2.Struggling to pay your loan 3
3.Problem with the payoff process at the end of the loan 1
4.Vehicle was repossessed or sold the vehicle 1
5.Charged fees or interest you didn't expect 1
6.Incorrect information on your report 1
7.Charged fees or interest I didn't expect 1

Complaints by Year

Year Complaints
2016 1
2018 3
2019 1
2020 2
2022 2
2025 5

Complaints by State (Top 15)

Arizona 9
Texas 2
Florida 1
Virginia 1
California 1

Company Responses

Closed with explanation 5
Untimely response 5
Closed with monetary relief 2
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for 1 Stop Money Centers, LLC

14 complaints against 1 Stop Money Centers, LLC appear in the CFPB record, including 5 from the trailing year. The 5 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

50% of CFPB-forwarded complaints against 1 Stop Money Centers, LLC get a reply inside the Bureau's 15-day window. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. In 0% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. Of complaints that were resolved, 28.6% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does 1 Stop Money Centers, LLC have?

1 Stop Money Centers, LLC has 14 total consumer complaints filed with the CFPB, with 5 filed in the last 12 months.

Does 1 Stop Money Centers, LLC respond to complaints on time?

1 Stop Money Centers, LLC has a 50% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for 1 Stop Money Centers, LLC?

Among all products tied to 1 Stop Money Centers, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with 1 Stop Money Centers, LLC?

Consumers most often cite "Took or threatened to take negative or legal action" when complaining about 1 Stop Money Centers, LLC; the full issue list with counts is above.

How do I file a complaint against 1 Stop Money Centers, LLC?

You can file a complaint against 1 Stop Money Centers, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about 1 Stop Money Centers, LLC?

The CFPB has recorded complaints against 1 Stop Money Centers, LLC from 5 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026