Absolute Resolutions Corp.

CFPB Consumer Complaint Profile

2,076
Total Complaints
959
Last 12 Months
98.9%
Timely Response
50
States Affected
Absolute Resolutions Corp. timely response rate 98.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 822
Debt collection — Credit card debt 500
Credit reporting or other personal consumer reports — Credit reporting 439
Debt collection — Other debt 129
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 86
Debt collection — Payday loan debt 36
Credit card — General-purpose credit card or charge card 18
Debt collection — Telecommunications debt 8
Debt collection — Credit card 7
Credit reporting or other personal consumer reports — Other personal consumer report 6

Top Issues

1.Attempts to collect debt not owed 660
2.Incorrect information on your report 289
3.Took or threatened to take negative or legal action 283
4.Written notification about debt 264
5.False statements or representation 223
6.Improper use of your report 129
7.Problem with a company's investigation into an existing problem 94
8.Communication tactics 48
9.Problem with a credit reporting company's investigation into an existing problem 19
10.Electronic communications 15

Complaints by Year

Year Complaints
2014 2
2015 6
2016 3
2017 4
2018 5
2019 12
2020 45
2021 89
2022 91
2023 145
2024 481
2025 953
2026 240

Complaints by State (Top 15)

Texas 276
Florida 266
California 234
Georgia 212
Illinois 132
Pennsylvania 106
New York 94
Ohio 59
Michigan 50
Maryland 49
New Jersey 43
Arizona 42
North Carolina 41
Alabama 40
South Carolina 38

Company Responses

Closed with explanation 2,061
Closed 9
Closed with non-monetary relief 5
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Absolute Resolutions Corp.

The CFPB Consumer Complaint Database has logged 2,076 complaints against Absolute Resolutions Corp. overall, with 959 of those filed in the trailing 12 months. Reports have come from consumers in 50 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Absolute Resolutions Corp.'s timely response rate stands at 98.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 0% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Absolute Resolutions Corp. have?

Absolute Resolutions Corp. has 2,076 total consumer complaints filed with the CFPB, with 959 filed in the last 12 months.

Does Absolute Resolutions Corp. respond to complaints on time?

Absolute Resolutions Corp. has a 98.9% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Absolute Resolutions Corp.?

The most complained-about product for Absolute Resolutions Corp. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Absolute Resolutions Corp.?

The most common issue reported by consumers about Absolute Resolutions Corp. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Absolute Resolutions Corp.?

You can file a complaint against Absolute Resolutions Corp. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Absolute Resolutions Corp.?

Consumers in 50 states and territories have filed complaints about Absolute Resolutions Corp. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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