CFPB Consumer Complaint Profile
Acima Credit, LLC
Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 3,435
- Total complaints
- Among the highest
- 871
- Last 12 months
- 99.9%
- Timely response
- Top decile
- 50
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Acima Credit, LLC sits at #141. For answering complaints on time it stands at the 82nd percentile in the 100+ complaint peer group.
- Credit reporting or …
- most-complained product
- TX
- state with the most complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Acima Credit, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
99.9% Top 18% higher than 82% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 710 in 2024 to 1,026 in 2025 (2024 → 2025).
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2017 | 16 |
| 2018 | 51 |
| 2019 | 72 |
| 2020 | 184 |
| 2021 | 466 |
| 2022 | 400 |
| 2023 | 367 |
| 2024 | 710 |
| 2025 | 1,026 |
| 2026year in progress | 143 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Acima Credit, LLC
In the CFPB record, Acima Credit, LLC has a nationwide complaint footprint. No product draws more complaints than "Credit reporting or other personal consumer reports," which sits at the top of the product breakdown. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Acima Credit, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar complaint volume
Nearest companies by total CFPB complaint count.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Credit reporting or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Acima Credit, LLC have?
The CFPB has logged 3,435 complaints against Acima Credit, LLC to date, of which 871 came in over the last 12 months.
Does Acima Credit, LLC respond to complaints on time?
Acima Credit, LLC's CFPB timely-response rate is 99.9%. That is a strong response record by CFPB standards.
What product generates the most complaints for Acima Credit, LLC?
"Credit reporting or other personal consumer reports" draws more CFPB complaints against Acima Credit, LLC than any other product - see the full breakdown above.
What is the most common complaint issue with Acima Credit, LLC?
The most common issue reported by consumers about Acima Credit, LLC is "Incorrect information on your report." All complaint issues are listed above with their counts.
How do I file a complaint against Acima Credit, LLC?
You can file a complaint against Acima Credit, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Acima Credit, LLC?
The CFPB has recorded complaints against Acima Credit, LLC from 50 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.