CFPB Consumer Complaint Profile
1803 Capital, LLC
Consumers have filed 55 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 55
- Total complaints
- Mid-range
- 25
- Last 12 months
- 90.9%
- Timely response
- Bottom quartile
- 16
- States affected
The verdict
1803 Capital, LLC ranks #1743 of 3,843 financial companies by CFPB complaint volume, with 55 complaints on record. It posts a 90.9% on-time response rate, the 19th percentile among companies with 100+ complaints.
- #1743
- of 3,843 companies by volume
- 90.9%
- on time (19th pctile)
- Credit reporting or …
- most-complained product
- 16
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
1803 Capital, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
90.9% Among the lowest higher than 19% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 11 in 2024 to 28 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2022 | 3 |
| 2023 | 12 |
| 2024 | 11 |
| 2025 | 28 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for 1803 Capital, LLC
1803 Capital, LLC carries 55 complaints in the CFPB's database, 25 of them filed within the past 12 months. Consumers spanning 16 states and territories have weighed in, giving this a multi-regional footprint. "Credit reporting or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
CFPB-forwarded complaints against 1803 Capital, LLC draw a 90.9% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does 1803 Capital, LLC have?
1803 Capital, LLC has 55 total consumer complaints filed with the CFPB, with 25 filed in the last 12 months.
Does 1803 Capital, LLC respond to complaints on time?
CFPB complaints against 1803 Capital, LLC draw a 90.9% timely-response rate inside the expected window.
What product generates the most complaints for 1803 Capital, LLC?
Among all products tied to 1803 Capital, LLC, "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with 1803 Capital, LLC?
The most common issue reported by consumers about 1803 Capital, LLC is "Incorrect information on your report." All complaint issues are listed above with their counts.
How do I file a complaint against 1803 Capital, LLC?
You can file a complaint against 1803 Capital, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about 1803 Capital, LLC?
The CFPB has recorded complaints against 1803 Capital, LLC from 16 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Also handles Credit reporting or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.