CFPB Consumer Complaint Profile

Transunion Intermediate Holdings, Inc.

Consumers have filed 3,672,638 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

3,672,638
Total complaints
1,768,188
Last 12 months
100%
Timely response
61
States affected

The verdict

3,672,638 CFPB complaints put Transunion Intermediate Holdings, Inc. at #2 out of 3,848 financial companies ranked by complaint volume. Its on-time response rate is 100%, ahead of the 93% median among companies with 100+ complaints.

#2
of 3,848 companies by volume
100%
answered on time
Credit reporting or …
most-complained product
61
states with complaints
Transunion Intermediate Holdings, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 2,927,711
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 619,492
Credit reporting 39,821
Debt collection - I do not know 25,933
Debt collection - Other debt 16,559
Credit card - General-purpose credit card or charge card 16,397
Credit reporting or other personal consumer reports - Other personal consumer report 8,563
Debt collection - Credit card debt 6,488
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 2,123
Credit card or prepaid card - General-purpose credit card or charge card 2,019

Top Issues

1.Incorrect information on your report 1,948,054
2.Improper use of your report 895,993
3.Problem with a company's investigation into an existing problem 529,162
4.Problem with a credit reporting company's investigation into an existing problem 170,591
5.Incorrect information on credit report 30,325
6.Attempts to collect debt not owed 27,479
7.Written notification about debt 22,791
8.Unable to get your credit report or credit score 11,494
9.Credit monitoring or identity theft protection services 8,802
10.Problem with fraud alerts or security freezes 8,790

Complaints by Year

Year Complaints
2012 464
2013 3,561
2014 8,040
2015 10,167
2016 12,985
2017 22,024
2018 28,352
2019 38,874
2020 85,100
2021 65,989
2022 186,804
2023 342,699
2024 790,668
2025 1,601,845
2026 475,066

Complaints by State (Top 15)

Florida 536,520
Texas 518,396
California 350,611
Georgia 283,413
New York 214,364
Illinois 163,508
Pennsylvania 152,675
North Carolina 124,479
New Jersey 116,278
Alabama 92,498
Maryland 90,019
Louisiana 86,397
South Carolina 80,712
Michigan 80,000
Ohio 73,463

Company Responses

Closed with non-monetary relief 2,365,428
Closed with explanation 1,185,196
In progress 121,389
Closed with monetary relief 602
Closed 21
Untimely response 2

What the CFPB Complaint Record Shows for Transunion Intermediate Holdings, Inc.

Transunion Intermediate Holdings, Inc. carries 3,672,638 complaints in the CFPB's database, 1,768,188 of them filed within the past 12 months. Consumers spanning 61 states and territories have weighed in, giving this a nationwide footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Transunion Intermediate Holdings, Inc. answers 100% of forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. The company's response was formally disputed in 14.1% of resolved cases, indicating how frequently the initial fix fell short. Of complaints that were resolved, 64.4% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Transunion Intermediate Holdings, Inc. have?

Transunion Intermediate Holdings, Inc. has 3,672,638 total consumer complaints filed with the CFPB, with 1,768,188 filed in the last 12 months.

Does Transunion Intermediate Holdings, Inc. respond to complaints on time?

Transunion Intermediate Holdings, Inc. has a 100% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Transunion Intermediate Holdings, Inc.?

Among all products tied to Transunion Intermediate Holdings, Inc., "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Transunion Intermediate Holdings, Inc.?

The most common issue reported by consumers about Transunion Intermediate Holdings, Inc. is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Transunion Intermediate Holdings, Inc.?

You can file a complaint against Transunion Intermediate Holdings, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Transunion Intermediate Holdings, Inc.?

Consumers in 61 states and territories have filed complaints about Transunion Intermediate Holdings, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026