CFPB Consumer Complaint Profile

4 Star Resolution LLC (Closed)

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

14
Total complaints
Below average
0
Last 12 months
28.6%
Timely response
Bottom decile
8
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, 4 Star Resolution LLC (Closed) places #3314 by volume. On response speed it sits at the 1st percentile among companies with 100+ complaints.

Debt collection
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
32/100
4 Star Resolution LLC (Closed) · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 28.6%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

4 Star Resolution LLC (Closed) vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

28.6% Among the lowest higher than 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Payday loan 4
Debt collection - Other (i.e. phone, health club, etc.) 4
Debt collection - Credit card 3
Debt collection - I do not know 3

Top Issues

1.False statements or representation 4
2.Communication tactics 3
3.Disclosure verification of debt 2
4.Taking/threatening an illegal action 2
5.Cont'd attempts collect debt not owed 2
6.Improper contact or sharing of info 1

Complaints by Year

Year Complaints
2013 4
2014 10

Complaints by State (Top 15)

California 5
North Carolina 3
Indiana 1
Pennsylvania 1
Florida 1
New York 1
Missouri 1
Texas 1

Company Responses

Closed with explanation 14

What the CFPB Complaint Record Shows for 4 Star Resolution LLC (Closed)

4 Star Resolution LLC (Closed) draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "False statements or representation," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for 4 Star Resolution LLC (Closed): nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does 4 Star Resolution LLC (Closed) have?

14 complaints have been filed against 4 Star Resolution LLC (Closed) with the CFPB overall - 0 of them in the past year.

Does 4 Star Resolution LLC (Closed) respond to complaints on time?

CFPB complaints against 4 Star Resolution LLC (Closed) draw a 28.6% timely-response rate inside the expected window. This is below the typical industry benchmark of 95%.

What product generates the most complaints for 4 Star Resolution LLC (Closed)?

Among all products tied to 4 Star Resolution LLC (Closed), "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with 4 Star Resolution LLC (Closed)?

"False statements or representation" is the single most frequently cited issue in complaints against 4 Star Resolution LLC (Closed) - see all issues and counts above.

How do I file a complaint against 4 Star Resolution LLC (Closed)?

You can file a complaint against 4 Star Resolution LLC (Closed) directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about 4 Star Resolution LLC (Closed)?

4 Star Resolution LLC (Closed) has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

4 Star Resolution LLC (Closed)'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.