CFPB Consumer Complaint Profile

60 Month Loans, Inc.

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

15
Total complaints
Below average
5
Last 12 months
100%
Timely response
Top decile
8
States affected

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The verdict

By CFPB complaint volume, 60 Month Loans, Inc. is #3232 out of 3,843 financial companies. On response speed it sits at the 86th percentile among companies with 100+ complaints.

Credit reporting or …
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

A+
PlainCredit Trust Score
92/100
60 Month Loans, Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate A+ 26.7%
Share of complaints closed with monetary or non-monetary relief

60 Month Loans, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 9
Payday loan, title loan, or personal loan - Installment loan 2
Debt collection - Payday loan debt 1
Debt collection - I do not know 1
Payday loan, title loan, personal loan, or advance loan - Installment loan 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1

Top Issues

1.Incorrect information on your report 6
2.Improper use of your report 3
3.Getting the loan 2
4.Charged fees or interest you didn't expect 1
5.Attempts to collect debt not owed 1
6.Problem with a company's investigation into an existing problem 1
7.Took or threatened to take negative or legal action 1

Complaints by Year

Year Complaints
2019 1
2020 1
2023 2
2024 6
2025 3
2026year in progress 2

Complaints by State (Top 15)

California 5
Georgia 3
Ohio 2
South Carolina 1
Utah 1
Florida 1
Connecticut 1
Alabama 1

Company Responses

Closed with explanation 11
Closed with non-monetary relief 3
Closed with monetary relief 1

What the CFPB Complaint Record Shows for 60 Month Loans, Inc.

In the CFPB record, 60 Month Loans, Inc. has a geographically concentrated complaint footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does 60 Month Loans, Inc. have?

15 complaints have been filed against 60 Month Loans, Inc. with the CFPB overall - 5 of them in the past year.

Does 60 Month Loans, Inc. respond to complaints on time?

CFPB complaints against 60 Month Loans, Inc. draw a 100% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for 60 Month Loans, Inc.?

"Credit reporting or other personal consumer reports" draws more CFPB complaints against 60 Month Loans, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with 60 Month Loans, Inc.?

"Incorrect information on your report" is the single most frequently cited issue in complaints against 60 Month Loans, Inc. - see all issues and counts above.

How do I file a complaint against 60 Month Loans, Inc.?

You can file a complaint against 60 Month Loans, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about 60 Month Loans, Inc.?

Consumers in 8 states and territories have filed complaints about 60 Month Loans, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

60 Month Loans, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.