CFPB Consumer Complaint Profile

Abbott Osborn Jacobs PLC

What 74 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

74
Total complaints
10
Last 12 months
86.5%
Timely response
11
States affected

The verdict

Abbott Osborn Jacobs PLC ranks #1517 of 3,848 financial companies by CFPB complaint volume, with 74 complaints on record. It answers 86.5% of complaints on time — below the 93% median for companies with 100+ complaints.

#1517
of 3,848 companies by volume
86.5%
answered on time
Debt collection
most-complained product
11
states with complaints
Abbott Osborn Jacobs PLC timely response rate 86.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — Credit card debt 27
Debt collection — I do not know 15
Debt collection — Other debt 8
Debt collection — Credit card 6
Debt collection — Private student loan debt 6
Credit reporting or other personal consumer reports — Credit reporting 2
Debt collection — Medical debt 2
Money transfer, virtual currency, or money service — Refund anticipation check 1
Vehicle loan or lease — Loan 1
Debt collection — Auto 1

Top Issues

1.Took or threatened to take negative or legal action 17
2.Attempts to collect debt not owed 16
3.Written notification about debt 14
4.False statements or representation 10
5.Disclosure verification of debt 3
6.Cont'd attempts collect debt not owed 3
7.Taking/threatening an illegal action 2
8.Threatened to contact someone or share information improperly 2
9.Incorrect information on your report 2
10.Confusing or missing disclosures 1

Complaints by Year

Year Complaints
2013 1
2014 4
2015 4
2016 3
2017 2
2018 3
2019 7
2020 5
2021 8
2022 1
2023 7
2024 9
2025 18
2026 2

Complaints by State (Top 15)

Iowa 35
Missouri 20
Texas 8
California 2
Nebraska 2
South Dakota 1
Nevada 1
Wisconsin 1
Pennsylvania 1
Idaho 1
Indiana 1

Company Responses

Closed with explanation 72
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Abbott Osborn Jacobs PLC

The CFPB Consumer Complaint Database has logged 74 complaints against Abbott Osborn Jacobs PLC overall, with 10 of those filed in the trailing 12 months. Reports have come from consumers in 11 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Abbott Osborn Jacobs PLC's timely response rate stands at 86.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 16.7% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 2.7% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Abbott Osborn Jacobs PLC have?

Abbott Osborn Jacobs PLC has 74 total consumer complaints filed with the CFPB, with 10 filed in the last 12 months.

Does Abbott Osborn Jacobs PLC respond to complaints on time?

Abbott Osborn Jacobs PLC has a 86.5% timely response rate to CFPB complaints.

What product generates the most complaints for Abbott Osborn Jacobs PLC?

The most complained-about product for Abbott Osborn Jacobs PLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Abbott Osborn Jacobs PLC?

The most common issue reported by consumers about Abbott Osborn Jacobs PLC is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Abbott Osborn Jacobs PLC?

You can file a complaint against Abbott Osborn Jacobs PLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Abbott Osborn Jacobs PLC?

Consumers in 11 states and territories have filed complaints about Abbott Osborn Jacobs PLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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