CFPB Consumer Complaint Profile

Abra

88 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

88
Total complaints
Mid-range
47
Last 12 months
39.8%
Timely response
Bottom decile
22
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Abra has accumulated 88 complaints, placing it #1409 by volume. Its on-time response rate is 39.8%, the 2nd percentile among companies with 100+ complaints.

#1409
of 3,843 companies by volume
39.8%
on time (2nd pctile)
Money transfer, virt…
most-complained product
22
states with complaints
F
PlainCredit Trust Score
28/100
Abra · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 39.8%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate C- 2.3%
Share of complaints closed with monetary or non-monetary relief

Abra vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

39.8% Among the lowest higher than 2% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 18 in 2024 to 45 in 2025 (2024 → 2025).

See the full year-over-year release diff

Abra timely response rate 39.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Money transfer, virtual currency, or money service - Virtual currency 66
Money transfer, virtual currency, or money service - Mobile or digital wallet 12
Money transfer, virtual currency, or money service - Domestic (US) money transfer 3
Credit card or prepaid card - General-purpose credit card or charge card 1
Payday loan, title loan, personal loan, or advance loan - Pawn loan 1
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Checking or savings account - Checking account 1
Checking or savings account - Other banking product or service 1
Money transfer, virtual currency, or money service - International money transfer 1
Money transfer, virtual currency, or money service - Foreign currency exchange 1

Top Issues

1.Fraud or scam 27
2.Money was not available when promised 24
3.Other transaction problem 17
4.Trouble accessing funds in your mobile or digital wallet 5
5.Managing, opening, or closing your mobile wallet account 3
6.Other service problem 3
7.Wrong amount charged or received 2
8.Trouble using your card 1
9.Property was sold 1
10.Problem with a company's investigation into an existing issue 1

Complaints by Year

Year Complaints
2021 3
2022 12
2023 7
2024 18
2025 45
2026year in progress 3

Complaints by State (Top 15)

California 10
Illinois 4
Florida 3
Texas 3
Virginia 2
Mississippi 2
Hawaii 2
Maryland 2
Georgia 1
Colorado 1
Ohio 1
Alabama 1
Minnesota 1
New Jersey 1
Maine 1

Company Responses

Closed with explanation 64
Untimely response 19
In progress 3
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Abra

The CFPB Consumer Complaint Database has logged 88 complaints against Abra overall, with 47 of those filed in the trailing 12 months. Reports have come from consumers in 22 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Money transfer, virtual currency, or money service," which sits at the top of the product breakdown. The specific issue named most within that category is "Fraud or scam," a reasonable starting point for understanding recurring friction.

Abra's timely response rate stands at 39.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 2.3% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Abra have?

The CFPB has logged 88 complaints against Abra to date, of which 47 came in over the last 12 months.

Does Abra respond to complaints on time?

CFPB complaints against Abra draw a 39.8% timely-response rate inside the expected window. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Abra?

"Money transfer, virtual currency, or money service" draws more CFPB complaints against Abra than any other product - see the full breakdown above.

What is the most common complaint issue with Abra?

Consumers most often cite "Fraud or scam" when complaining about Abra; the full issue list with counts is above.

How do I file a complaint against Abra?

You can file a complaint against Abra directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Abra?

The CFPB has recorded complaints against Abra from 22 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Money transfer, virtual currency, or money service

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026