CFPB Consumer Complaint Profile
Early Warning Services, LLC
33,809 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-05-15
- 33,809
- Total complaints
- 6,492
- Last 12 months
- 100%
- Timely response
- 57
- States affected
The verdict
Early Warning Services, LLC ranks #26 of 3,848 financial companies by CFPB complaint volume, with 33,809 complaints on record. Its on-time response rate is 100%, ahead of the 93% median among companies with 100+ complaints.
- #26
- of 3,848 companies by volume
- 100%
- answered on time
- Money transfer, virt…
- most-complained product
- 57
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 8 |
| 2014 | 21 |
| 2015 | 45 |
| 2016 | 44 |
| 2017 | 131 |
| 2018 | 224 |
| 2019 | 309 |
| 2020 | 363 |
| 2021 | 698 |
| 2022 | 1,262 |
| 2023 | 1,579 |
| 2024 | 3,452 |
| 2025 | 24,509 |
| 2026 | 1,164 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Early Warning Services, LLC
Early Warning Services, LLC carries 33,809 complaints in the CFPB's database, 6,492 of them filed within the past 12 months. Consumers spanning 57 states and territories have weighed in, giving this a nationwide footprint. No product draws more complaints than "Money transfer, virtual currency, or money service," which sits at the top of the product breakdown. The specific issue named most within that category is "Other transaction problem," a reasonable starting point for understanding recurring friction.
100% of CFPB-forwarded complaints against Early Warning Services, LLC get a reply inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response in 41.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 0% closed with the consumer receiving monetary or non-monetary relief.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Early Warning Services, LLC have?
Early Warning Services, LLC has 33,809 total consumer complaints filed with the CFPB, with 6,492 filed in the last 12 months.
Does Early Warning Services, LLC respond to complaints on time?
100% of the CFPB complaints against Early Warning Services, LLC get a response within the expected window. This is considered excellent.
What product generates the most complaints for Early Warning Services, LLC?
Among all products tied to Early Warning Services, LLC, "Money transfer, virtual currency, or money service" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Early Warning Services, LLC?
Consumers most often cite "Other transaction problem" when complaining about Early Warning Services, LLC; the full issue list with counts is above.
How do I file a complaint against Early Warning Services, LLC?
You can file a complaint against Early Warning Services, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Early Warning Services, LLC?
Consumers in 57 states and territories have filed complaints about Early Warning Services, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~33,809)
Also handles Money transfer, virtual currency, or money service
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.