CFPB Consumer Complaint Profile

Block, Inc.

Behind the 63,003 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

63,003
Total complaints
14,943
Last 12 months
98.5%
Timely response
58
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, Block, Inc. has accumulated 63,003 complaints, placing it #10 by volume. Its on-time response rate is 98.5%, ahead of the 93% median among companies with 100+ complaints.

#10
of 3,848 companies by volume
98.5%
answered on time
Money transfer, virt…
most-complained product
58
states with complaints
Block, Inc. timely response rate 98.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Money transfer, virtual currency, or money service - Domestic (US) money transfer 34,992
Money transfer, virtual currency, or money service - Mobile or digital wallet 13,769
Checking or savings account - Checking account 5,018
Money transfer, virtual currency, or money service - Virtual currency 2,459
Checking or savings account - Other banking product or service 1,716
Prepaid card - General-purpose prepaid card 1,381
Credit card - General-purpose credit card or charge card 867
Credit card or prepaid card - General-purpose credit card or charge card 621
Credit card or prepaid card - General-purpose prepaid card 611
Payday loan, title loan, personal loan, or advance loan - Installment loan 209

Top Issues

1.Other transaction problem 33,536
2.Fraud or scam 5,965
3.Unauthorized transactions or other transaction problem 5,270
4.Managing an account 3,999
5.Managing, opening, or closing your mobile wallet account 1,784
6.Trouble accessing funds in your mobile or digital wallet 1,751
7.Problem with a lender or other company charging your account 1,371
8.Other service problem 1,178
9.Problem with a purchase or transfer 1,058
10.Closing an account 936

Complaints by Year

Year Complaints
2019 458
2020 1,406
2021 1,295
2022 1,776
2023 3,061
2024 3,440
2025 48,088
2026 3,479

Complaints by State (Top 15)

Texas 6,909
Georgia 4,601
Florida 4,550
California 4,163
Illinois 3,139
New York 3,019
North Carolina 2,937
Michigan 2,315
Ohio 2,134
Pennsylvania 2,094
South Carolina 2,023
Virginia 1,885
Tennessee 1,850
Alabama 1,770
Mississippi 1,493

Company Responses

Closed with explanation 62,342
In progress 541
Closed with monetary relief 116
Untimely response 3
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Block, Inc.

Block, Inc. carries 63,003 complaints in the CFPB's database, 14,943 of them filed within the past 12 months. Consumers spanning 58 states and territories have weighed in, giving this a nationwide footprint. "Money transfer, virtual currency, or money service" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Other transaction problem," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Block, Inc. answers 98.5% of forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Of complaints that were resolved, 0.2% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Block, Inc. have?

63,003 complaints have been filed against Block, Inc. with the CFPB overall - 14,943 of them in the past year.

Does Block, Inc. respond to complaints on time?

Block, Inc. has a 98.5% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Block, Inc.?

Among all products tied to Block, Inc., "Money transfer, virtual currency, or money service" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Block, Inc.?

"Other transaction problem" is the single most frequently cited issue in complaints against Block, Inc. - see all issues and counts above.

How do I file a complaint against Block, Inc.?

You can file a complaint against Block, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Block, Inc.?

Consumers in 58 states and territories have filed complaints about Block, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026