CFPB Consumer Complaint Profile
Abrahamsen Ratchford, P.C
What 25 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-05-15
- 25
- Total complaints
- 0
- Last 12 months
- 44%
- Timely response
- 3
- States affected
The verdict
Out of 3,848 financial companies in the CFPB database, Abrahamsen Ratchford, P.C has accumulated 25 complaints, placing it #2589 by volume. 44% of its complaints get an on-time reply, falling short of the 93% median for the 100+ complaint peer group.
- #2589
- of 3,848 companies by volume
- 44%
- answered on time
- Debt collection
- most-complained product
- 3
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 1 |
| 2017 | 1 |
| 2018 | 5 |
| 2019 | 6 |
| 2020 | 6 |
| 2021 | 2 |
| 2022 | 4 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Abrahamsen Ratchford, P.C
25 complaints against Abrahamsen Ratchford, P.C appear in the CFPB record, including 0 from the trailing year. The 3 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Took or threatened to take negative or legal action," a reasonable starting point for understanding recurring friction.
44% of CFPB-forwarded complaints against Abrahamsen Ratchford, P.C get a reply inside the Bureau's 15-day window. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. The company's response was formally disputed in 0% of resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0% closed with the consumer receiving monetary or non-monetary relief.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Abrahamsen Ratchford, P.C have?
25 complaints have been filed against Abrahamsen Ratchford, P.C with the CFPB overall - 0 of them in the past year.
Does Abrahamsen Ratchford, P.C respond to complaints on time?
Abrahamsen Ratchford, P.C has a 44% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Abrahamsen Ratchford, P.C?
"Debt collection" draws more CFPB complaints against Abrahamsen Ratchford, P.C than any other product - see the full breakdown above.
What is the most common complaint issue with Abrahamsen Ratchford, P.C?
The most common issue reported by consumers about Abrahamsen Ratchford, P.C is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.
How do I file a complaint against Abrahamsen Ratchford, P.C?
You can file a complaint against Abrahamsen Ratchford, P.C directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Abrahamsen Ratchford, P.C?
Consumers in 3 states and territories have filed complaints about Abrahamsen Ratchford, P.C with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~25)
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.